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Residential (General/Single)Residential
$78,866$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8523 STATE ROUTE 5

ASHLAND, KY 41102
0
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,232 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$79K
$64K low$94K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,866
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,093

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,100 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$27,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.03

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 2.8 mi
E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 3.0 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 4.5 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8523 State Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Ashland 41102
  • Costs less per square foot than 94% of homes in Ashland 41102
  • Among the smallest lots in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$407K

This home is worth more than 17% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$78,866
CheaperTypical $128,606Pricier

Pricier than 17% of homes nearby

Price per ft²$64
CheaperTypical $99Pricier

Pricier than 6% of homes nearby

Living area1,232 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 39% of homes nearby

Lot size1,232 ft²
SmallerTypical 0.45 acBigger

Smaller than almost all homes nearby

How 8523 State Route 5 ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$78,86617% of homes28% of homes
Price per ft²pricier than$646% of homes18% of homes
Living areabigger than1,232 ft²39% of homes41% of homes
Lot sizebigger than1,232 ft²almost no homesalmost no homes

About 8523 State Route 5

How much is 8523 State Route 5, Ashland, KY worth?

The TopHap Estimate for 8523 State Route 5, Ashland, KY is $78,866 as of Jul 14, 2026. The likely range is $63,918 to $93,814. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 8523 State Route 5, Ashland, KY?

8523 State Route 5, Ashland, KY has 1,232 square feet of living space and a 0.03-acre lot.

What schools serve 8523 State Route 5, Ashland, KY?

8523 State Route 5, Ashland, KY is assigned to Boyd County Middle School (middle), rated C+; Summit Elementary School (elementary), rated C; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8523 State Route 5, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 17% of them ($78,866 against a typical $128,606), its price per square foot is higher than 6% of them ($64 against a typical $99), it is bigger than 39% of them (1,232 ft² against a typical 1,376 ft²) and its lot is bigger than almost none of them (1,232 ft² against a typical 0.45 ac). Measured against all of Boyd County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8523 State Route 5, Ashland, KY?

The 2025 property tax bill for 8523 State Route 5, Ashland, KY was $424. The county assessed it at $27,100.

Closest homes

More homes in Ashland 41102

Assigned schools

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