Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$257,005$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $340,000 on Feb 28, 2018

8539 RUTH LN

COLLINSVILLE, MS 39325
4 / 1
Baths
3,501 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2004
Year BuiltThe year the home was originally built, according to county records.

Valuation

$257K
$249K low$265K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Feb 28, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$272,000
FIRST STATE BANK · recorded Jul 26, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,685 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLauderdale
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Lauderdale Middle SchoolA-
Middle · Grades 5–8 · 5.2 mi
H
West Lauderdale High SchoolA-
High · Grades 9–12 · 5.2 mi
E
West Lauderdale Elementary SchoolA-
Elementary · Grades PK–4 · 8.2 mi

District: Lauderdale County School District

Neighborhood · ZIP 39325These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,660
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,624
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8539 Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Lauderdale County
  • Costs less per square foot than 72% of homes in Collinsville 39325
  • Bigger than 97% of homes in Collinsville 39325
  • Newer than 88% of homes in Lauderdale County

What homes are worth in Collinsville 39325

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$350K

This home is worth more than 87% of homes in Collinsville 39325.

How it measures up in Collinsville 39325

The dot is this home. The mark in the middle is the typical home in Collinsville 39325.

Estimated value$257,005
CheaperTypical $149,469Pricier

Pricier than 87% of homes nearby

Price per ft²$73
CheaperTypical $85Pricier

Pricier than 28% of homes nearby

Living area3,501 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 97% of homes nearby

Year built2004
OlderTypical 1996Newer

Newer than 75% of homes nearby

How 8539 Ruth Ln ranks against every home in each area.
MeasureThis homeCollinsville 39325Lauderdale County
Estimated valuepricier than$257,00587% of homes93% of homes
Price per ft²pricier than$7328% of homes66% of homes
Living areabigger than3,501 ft²97% of homes97% of homes
Year builtnewer than200475% of homes88% of homes

About 8539 Ruth Ln

How much is 8539 Ruth Ln, Collinsville, MS worth?

The TopHap Estimate for 8539 Ruth Ln, Collinsville, MS is $257,005 as of Jul 14, 2026. The likely range is $249,111 to $264,899. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8539 Ruth Ln, Collinsville, MS last sell?

8539 Ruth Ln, Collinsville, MS last sold on Feb 28, 2018 for $340,000, according to the county's recorded deed.

How big is 8539 Ruth Ln, Collinsville, MS?

8539 Ruth Ln, Collinsville, MS has 4 bathrooms and 3,501 square feet of living space.

When was 8539 Ruth Ln, Collinsville, MS built?

8539 Ruth Ln, Collinsville, MS was built in 2004, making it 22 years old.

What schools serve 8539 Ruth Ln, Collinsville, MS?

8539 Ruth Ln, Collinsville, MS is assigned to West Lauderdale Middle School (middle), rated A-; West Lauderdale High School (high), rated A-; West Lauderdale Elementary School (elementary), rated A-. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8539 Ruth Ln, Collinsville, MS compare to other homes in Collinsville 39325?

Among the 2,511 homes in Collinsville 39325, it is worth more than 87% of them ($257,005 against a typical $149,469), its price per square foot is higher than 28% of them ($73 against a typical $85), it is bigger than 97% of them (3,501 ft² against a typical 1,758 ft²) and it is newer than 75% of them (2004 against a typical 1996). Measured against all of Lauderdale County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8539 Ruth Ln, Collinsville, MS?

The 2025 property tax bill for 8539 Ruth Ln, Collinsville, MS was $4,685. The county assessed it at $42,000.

Closest homes

More homes in Collinsville 39325

Assigned schools

Explore the area

See this home in context

Open 8539 Ruth Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map