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Single Family ResidenceResidential
$380,875$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $117,500 on Dec 17, 2007

854 ROY LN

RUSSELL SPRINGS, KY 42642
4
Beds
2
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$238K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$117,500 · Dec 17, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,125
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,500
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,750
COUNTRYWIDE BANK FSB · recorded Dec 17, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,000
COMMUNITY TRUST BANK INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,183 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRussell
Lot (acres)The size of the land the home sits on, from county records.0.85
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Salem Elementary SchoolB
Elementary · Grades PK–5 · 2.7 mi
H
Russell County High SchoolC-
High · Grades 9–12 · 7.6 mi
M
Russell County Middle SchoolB
Middle · Grades 6–8 · 7.7 mi

District: Russell County School District

Neighborhood · ZIP 42642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,386
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,857
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

854 Roy Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Russell Springs 42642
  • Costs more per square foot than 90% of homes in Russell Springs 42642
  • Bigger than 86% of homes in Russell Springs 42642
  • Has a smaller lot than 71% of homes in Russell Springs 42642
  • Older than 70% of homes in Russell County

What homes are worth in Russell Springs 42642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$468K

This home is worth more than 96% of homes in Russell Springs 42642.

How it measures up in Russell Springs 42642

The dot is this home. The mark in the middle is the typical home in Russell Springs 42642.

Estimated value$380,875
CheaperTypical $150,841Pricier

Pricier than 96% of homes nearby

Price per ft²$209
CheaperTypical $132Pricier

Pricier than 90% of homes nearby

Living area1,824 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.85 ac
SmallerTypical 1.5 acBigger

Bigger than 29% of homes nearby

Year built1989
OlderTypical 1995Newer

Newer than 32% of homes nearby

How 854 Roy Ln ranks against every home in each area.
MeasureThis homeRussell Springs 42642Russell County
Estimated valuepricier than$380,87596% of homes94% of homes
Price per ft²pricier than$20990% of homes87% of homes
Living areabigger than1,824 ft²86% of homes85% of homes
Lot sizebigger than0.85 ac29% of homes31% of homes
Year builtnewer than198932% of homes30% of homes

About 854 Roy Ln

How much is 854 Roy Ln, Russell Springs, KY worth?

The TopHap Estimate for 854 Roy Ln, Russell Springs, KY is $380,875 as of Jul 14, 2026. The likely range is $237,918 to $523,832. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 854 Roy Ln, Russell Springs, KY last sell?

854 Roy Ln, Russell Springs, KY last sold on Dec 17, 2007 for $117,500, according to the county's recorded deed.

How big is 854 Roy Ln, Russell Springs, KY?

854 Roy Ln, Russell Springs, KY has 4 bedrooms, 2 bathrooms, 1,824 square feet of living space and a 0.85-acre lot.

When was 854 Roy Ln, Russell Springs, KY built?

854 Roy Ln, Russell Springs, KY was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 854 Roy Ln, Russell Springs, KY?

854 Roy Ln, Russell Springs, KY is assigned to Salem Elementary School (elementary), rated B; Russell County High School (high), rated C-; Russell County Middle School (middle), rated B. All sit in Russell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 854 Roy Ln, Russell Springs, KY compare to other homes in Russell Springs 42642?

Among the 7,486 homes in Russell Springs 42642, it is worth more than 96% of them ($380,875 against a typical $150,841), its price per square foot is higher than 90% of them ($209 against a typical $132), it is bigger than 86% of them (1,824 ft² against a typical 1,248 ft²), its lot is bigger than 29% of them (0.85 ac against a typical 1.5 ac) and it is newer than 32% of them (1989 against a typical 1995). Measured against all of Russell County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 854 Roy Ln, Russell Springs, KY?

The 2025 property tax bill for 854 Roy Ln, Russell Springs, KY was $1,183. The county assessed it at $127,500.

Closest homes

More homes in Russell Springs 42642

Assigned schools

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