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Single Family ResidenceResidential
$433,900$363 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $315,000 on Nov 2, 2021

856 BLUFF RIDGE LN

SHILOH, IL 62221
0
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$434K
$386K low$482K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Nov 2, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,100
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,480
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$310,800
JPMORGAN CHASE BANK NA · recorded Nov 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,884 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,914 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,095
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,819
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,145
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,742

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²Porch · 168 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Whiteside Middle SchoolC
Middle · Grades 5–8 · 1.1 mi
E
Whiteside Elementary SchoolC-
Elementary · Grades PK–4 · 1.6 mi

District: Whiteside School District 115

Neighborhood · ZIP 62221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.163

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,133
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.851 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,289
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,239
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

856 Bluff Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Belleville 62221
  • Costs more per square foot than 96% of homes in Belleville 62221
  • Has a smaller lot than 77% of homes in Belleville 62221
  • Among the newest homes in St. Clair County

What homes are worth in Belleville 62221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$555K

This home is worth more than 92% of homes in Belleville 62221.

How it measures up in Belleville 62221

The dot is this home. The mark in the middle is the typical home in Belleville 62221.

Estimated value$433,900
CheaperTypical $238,433Pricier

Pricier than 92% of homes nearby

Price per ft²$363
CheaperTypical $167Pricier

Pricier than 96% of homes nearby

Living area1,196 ft²
SmallerTypical 1,315 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.19 ac
SmallerTypical 0.25 acBigger

Bigger than 23% of homes nearby

Year built2017
OlderTypical 1986Newer

Newer than almost all homes nearby

How 856 Bluff Ridge Ln ranks against every home in each area.
MeasureThis homeBelleville 62221St. Clair County
Estimated valuepricier than$433,90092% of homes92% of homes
Price per ft²pricier than$36396% of homes96% of homes
Living areabigger than1,196 ft²40% of homes52% of homes
Lot sizebigger than0.19 ac23% of homes31% of homes
Year builtnewer than2017almost all homesalmost all homes

About 856 Bluff Ridge Ln

How much is 856 Bluff Ridge Ln, Shiloh, IL worth?

The TopHap Estimate for 856 Bluff Ridge Ln, Shiloh, IL is $433,900 as of Jun 23, 2026. The likely range is $386,171 to $481,629. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 856 Bluff Ridge Ln, Shiloh, IL last sell?

856 Bluff Ridge Ln, Shiloh, IL last sold on Nov 2, 2021 for $315,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 856 Bluff Ridge Ln, Shiloh, IL?

856 Bluff Ridge Ln, Shiloh, IL has 1,196 square feet of living space and a 0.19-acre lot.

When was 856 Bluff Ridge Ln, Shiloh, IL built?

856 Bluff Ridge Ln, Shiloh, IL was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 856 Bluff Ridge Ln, Shiloh, IL?

856 Bluff Ridge Ln, Shiloh, IL is assigned to Whiteside Middle School (middle), rated C; Whiteside Elementary School (elementary), rated C-. All sit in Whiteside School District 115. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 856 Bluff Ridge Ln, Shiloh, IL compare to other homes in Belleville 62221?

Among the 10,156 homes in Belleville 62221, it is worth more than 92% of them ($433,900 against a typical $238,433), its price per square foot is higher than 96% of them ($363 against a typical $167), it is bigger than 40% of them (1,196 ft² against a typical 1,315 ft²), its lot is bigger than 23% of them (0.19 ac against a typical 0.25 ac) and it is newer than almost all of them (2017 against a typical 1986). Measured against all of St. Clair County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 856 Bluff Ridge Ln, Shiloh, IL?

The 2024 property tax bill for 856 Bluff Ridge Ln, Shiloh, IL was $6,884. The county assessed it at $99,914.

More homes on Bluff Ridge Ln

Closest homes

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Assigned schools

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