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Single Family ResidenceResidential
$785,072$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

86 COMBS LN

HARLAN, KY 40831
2
Beds
1
Baths
3,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$785K
$478K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
22
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarlan
Lot (acres)The size of the land the home sits on, from county records.0.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James A. Cawood Elementary SchoolB+
Elementary · Grades PK–8 · 1.3 mi
H
Harlan County High SchoolC
High · Grades 9–12 · 5.7 mi

District: Harlan County School District

Neighborhood · ZIP 40831These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,977
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Combs Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Harlan 40831
  • Among the highest price per square foot in Harlan County
  • Bigger than 98% of homes in Harlan County
  • Newer than 79% of homes in Harlan County

What homes are worth in Harlan 40831

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$443K

This home is worth more than almost all homes in Harlan 40831.

How it measures up in Harlan 40831

The dot is this home. The mark in the middle is the typical home in Harlan 40831.

Estimated value$785,072
CheaperTypical $90,274Pricier

Pricier than almost all homes nearby

Price per ft²$250
CheaperTypical $65Pricier

Pricier than 98% of homes nearby

Living area3,136 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.31 ac
SmallerTypical 0.33 acBigger

Bigger than 49% of homes nearby

Year built1995
OlderTypical 1970Newer

Newer than 77% of homes nearby

How 86 Combs Ln ranks against every home in each area.
MeasureThis homeHarlan 40831Harlan County
Estimated valuepricier than$785,072almost all homesalmost all homes
Price per ft²pricier than$25098% of homesalmost all homes
Living areabigger than3,136 ft²95% of homes98% of homes
Lot sizebigger than0.31 ac49% of homes45% of homes
Year builtnewer than199577% of homes79% of homes

About 86 Combs Ln

How much is 86 Combs Ln, Harlan, KY worth?

The TopHap Estimate for 86 Combs Ln, Harlan, KY is $785,072 as of Sep 24, 2026. The likely range is $478,335 to $1,091,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 86 Combs Ln, Harlan, KY?

86 Combs Ln, Harlan, KY has 2 bedrooms, 1 bathrooms, 3,136 square feet of living space and a 0.31-acre lot.

When was 86 Combs Ln, Harlan, KY built?

86 Combs Ln, Harlan, KY was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 86 Combs Ln, Harlan, KY?

86 Combs Ln, Harlan, KY is assigned to James A. Cawood Elementary School (elementary), rated B+; Harlan County High School (high), rated C. All sit in Harlan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Combs Ln, Harlan, KY compare to other homes in Harlan 40831?

Among the 1,874 homes in Harlan 40831, it is worth more than almost all of them ($785,072 against a typical $90,274), its price per square foot is higher than 98% of them ($250 against a typical $65), it is bigger than 95% of them (3,136 ft² against a typical 1,314 ft²), its lot is bigger than 49% of them (0.31 ac against a typical 0.33 ac) and it is newer than 77% of them (1995 against a typical 1970). Measured against all of Harlan County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Combs Ln, Harlan, KY?

The 2025 property tax bill for 86 Combs Ln, Harlan, KY was $683. The county assessed it at $100,000.

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Assigned schools

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