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Multi-Family Dwellings (Generic, Any Combination)Residential
$1,354,154
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 ESENCIA DR

LADERA RANCH, CA 92694
0
Baths
3.96 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$1.4M
$1.2M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,000,000
COMMUNITY DEV COMMISSION · recorded Sep 6, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$540,000
CITIBANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,422 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,590,443 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,644,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,945,973
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,088,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
98
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
24
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyORANGE
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Esencia Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
M
Esencia Middle SchoolA+
Middle · Grades 6–8 · 0.3 mi
H
Tesoro High SchoolA
High · Grades 9–12 · 3.6 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92694These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.243

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$172,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,671
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Esencia Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Rancho Mission Viejo
  • Among the largest lots in Ladera Ranch 92694

What homes are worth in Ladera Ranch 92694

Each bar is how many homes fall in that price range. The marker is this home.

This home
$623K$3.2M

This home is worth more than 57% of homes in Ladera Ranch 92694.

How it measures up in Ladera Ranch 92694

The dot is this home. The mark in the middle is the typical home in Ladera Ranch 92694.

Estimated value$1,354,154
CheaperTypical $1,249,306Pricier

Pricier than 57% of homes nearby

Lot size3.96 ac
SmallerTypical 0.11 acBigger

Bigger than almost all homes nearby

How 86 Esencia Dr ranks against every home in each area.
MeasureThis homeRancho Mission ViejoLadera Ranch 92694Orange County
Estimated valuepricier than$1,354,15470% of homes57% of homes68% of homes
Lot sizebigger than3.96 ac97% of homesalmost all homesalmost all homes

About 86 Esencia Dr

How much is 86 Esencia Dr, Ladera Ranch, CA worth?

The TopHap Estimate for 86 Esencia Dr, Ladera Ranch, CA is $1,354,154 as of Jul 14, 2026. The likely range is $1,241,795 to $1,466,513. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Esencia Dr, Ladera Ranch, CA last sell?

86 Esencia Dr, Ladera Ranch, CA last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 86 Esencia Dr, Ladera Ranch, CA?

86 Esencia Dr, Ladera Ranch, CA is assigned to Esencia Elementary School (elementary), rated A+; Esencia Middle School (middle), rated A+; Tesoro High School (high), rated A. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Esencia Dr, Ladera Ranch, CA compare to other homes in Ladera Ranch 92694?

Among the 12,012 homes in Ladera Ranch 92694, it is worth more than 57% of them ($1,354,154 against a typical $1,249,306) and its lot is bigger than almost all of them (3.96 ac against a typical 0.11 ac). Measured against all of Orange County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Esencia Dr, Ladera Ranch, CA?

The 2025 property tax bill for 86 Esencia Dr, Ladera Ranch, CA was $15,422. The county assessed it at $25,590,443.

Closest homes

More homes in Ladera Ranch 92694

Assigned schools

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