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Single Family ResidenceResidential
$475,113$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,000 on Aug 17, 2009

86 PROSPECT ST

MILFORD, NH 03055
2
Beds
2
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$475K
$465K low$485K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,000 · Aug 17, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,113
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,490
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$244,000
RESIDENTIAL MTG SVC · recorded Jun 25, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,000
RESIDENTIAL MTG SVC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$380,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$481,935

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Milford Middle SchoolB+
Middle · Grades 6–8 · 0.6 mi
E
Jacques Memorial Elementary School
Elementary · Grades KG–1 · 0.7 mi
H
Milford High SchoolC-
High · Grades 9–12 · 0.7 mi

District: Milford School District

Neighborhood · ZIP 03055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,128
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 82% of homes in Milford 03055
  • Newer than 92% of homes in Hillsborough County

What homes are worth in Milford 03055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$784K

This home is worth more than 51% of homes in Milford 03055.

How it measures up in Milford 03055

The dot is this home. The mark in the middle is the typical home in Milford 03055.

Estimated value$475,113
CheaperTypical $470,246Pricier

Pricier than 51% of homes nearby

Price per ft²$281
CheaperTypical $284Pricier

Pricier than 47% of homes nearby

Living area1,688 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.31 ac
SmallerTypical 0.7 acBigger

Bigger than 18% of homes nearby

Year built2008
OlderTypical 1985Newer

Newer than 90% of homes nearby

How 86 Prospect St ranks against every home in each area.
MeasureThis homeMilford 03055Hillsborough County
Estimated valuepricier than$475,11351% of homes45% of homes
Price per ft²pricier than$28147% of homes44% of homes
Living areabigger than1,688 ft²55% of homes48% of homes
Lot sizebigger than0.31 ac18% of homes36% of homes
Year builtnewer than200890% of homes92% of homes

About 86 Prospect St

How much is 86 Prospect St, Milford, NH worth?

The TopHap Estimate for 86 Prospect St, Milford, NH is $475,113 as of Jul 14, 2026. The likely range is $465,255 to $484,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Prospect St, Milford, NH last sell?

86 Prospect St, Milford, NH last sold on Aug 17, 2009 for $299,000, according to the county's recorded deed.

How big is 86 Prospect St, Milford, NH?

86 Prospect St, Milford, NH has 2 bedrooms, 2 bathrooms, 1,688 square feet of living space and a 0.31-acre lot.

When was 86 Prospect St, Milford, NH built?

86 Prospect St, Milford, NH was built in 2008, making it 18 years old. It is a contemporary home. The building has 2 stories.

What schools serve 86 Prospect St, Milford, NH?

86 Prospect St, Milford, NH is assigned to Milford Middle School (middle), rated B+; Jacques Memorial Elementary School (elementary); Milford High School (high), rated C-. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Prospect St, Milford, NH compare to other homes in Milford 03055?

Among the 5,017 homes in Milford 03055, it is worth more than 51% of them ($475,113 against a typical $470,246), its price per square foot is higher than 47% of them ($281 against a typical $284), it is bigger than 55% of them (1,688 ft² against a typical 1,622 ft²), its lot is bigger than 18% of them (0.31 ac against a typical 0.7 ac) and it is newer than 90% of them (2008 against a typical 1985). Measured against all of Hillsborough County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Prospect St, Milford, NH?

The 2025 property tax bill for 86 Prospect St, Milford, NH was $9,877. The county assessed it at $380,900.

Closest homes

More homes in Milford 03055

Assigned schools

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