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Single Family ResidenceResidential
$505,686$472 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Aug 12, 1994

86 PROSPECT ST

NUTLEY, NJ 07110
0
Baths
1,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.

Valuation

$506K
$473K low$538K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Aug 12, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$280,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$224,142
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,162
BANK OF AMERICA · R · recorded Mar 24, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,346
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$174,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$355,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.101 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB-
Elementary · Grades KG–6 · 0.2 mi
H
Nutley High SchoolC
High · Grades 9–12 · 0.6 mi
M
John H. Walker Middle SchoolB-
Middle · Grades 7–8 · 0.7 mi

District: Nutley Town School District

Neighborhood · ZIP 07110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.30,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9,005 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,589
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,793
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Nutley 07110
  • Costs more per square foot than 81% of homes in Nutley 07110
  • Smaller than 94% of homes in Essex County

What homes are worth in Nutley 07110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$321K$1.1M

This home is worth more than 12% of homes in Nutley 07110.

How it measures up in Nutley 07110

The dot is this home. The mark in the middle is the typical home in Nutley 07110.

Estimated value$505,686
CheaperTypical $650,000Pricier

Pricier than 12% of homes nearby

Price per ft²$472
CheaperTypical $397Pricier

Pricier than 81% of homes nearby

Living area1,072 ft²
SmallerTypical 1,649 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.14 ac
SmallerTypical 0.12 acBigger

Bigger than 57% of homes nearby

Year built1929
OlderTypical 1940Newer

Newer than 41% of homes nearby

How 86 Prospect St ranks against every home in each area.
MeasureThis homeNutley 07110Essex County
Estimated valuepricier than$505,68612% of homes22% of homes
Price per ft²pricier than$47281% of homes71% of homes
Living areabigger than1,072 ft²8% of homes6% of homes
Lot sizebigger than0.14 ac57% of homes51% of homes
Year builtnewer than192941% of homes44% of homes

About 86 Prospect St

How much is 86 Prospect St, Nutley, NJ worth?

The TopHap Estimate for 86 Prospect St, Nutley, NJ is $505,686 as of Jul 14, 2026. The likely range is $472,979 to $538,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Prospect St, Nutley, NJ last sell?

86 Prospect St, Nutley, NJ last sold on Aug 12, 1994 for $135,000, according to the county's recorded deed.

How big is 86 Prospect St, Nutley, NJ?

86 Prospect St, Nutley, NJ has 1,072 square feet of living space and a 0.14-acre lot.

When was 86 Prospect St, Nutley, NJ built?

86 Prospect St, Nutley, NJ was built in 1929, making it 97 years old.

What schools serve 86 Prospect St, Nutley, NJ?

86 Prospect St, Nutley, NJ is assigned to Lincoln School (elementary), rated B-; Nutley High School (high), rated C; John H. Walker Middle School (middle), rated B-. All sit in Nutley Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Prospect St, Nutley, NJ compare to other homes in Nutley 07110?

Among the 8,333 homes in Nutley 07110, it is worth more than 12% of them ($505,686 against a typical $650,000), its price per square foot is higher than 81% of them ($472 against a typical $397), it is bigger than 8% of them (1,072 ft² against a typical 1,649 ft²), its lot is bigger than 57% of them (0.14 ac against a typical 0.12 ac) and it is newer than 41% of them (1929 against a typical 1940). Measured against all of Essex County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Prospect St, Nutley, NJ?

The 2025 property tax bill for 86 Prospect St, Nutley, NJ was $9,595. The county assessed it at $355,500.

Closest homes

More homes in Nutley 07110

Assigned schools

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