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Single Family ResidenceResidential
$1,582,589$801 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Jul 2, 1998

86 RICHMOND RD

BELMONT, MA 02478
3
Beds
2.5
Baths
1,976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.3M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Jul 2, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,082,589
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$866,071
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
BANK OF AMERICA · recorded Jun 14, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,413 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,441,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$682,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$759,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,565,885

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winn BrookA+
Elementary · Grades KG–3 · 0.5 mi
H
Belmont High SchoolA+
High · Grades 9–12 · 0.8 mi
M
Winthrop L Chenery Upper Elementary SchoolA-
Middle · Grades 4–6 · 1.4 mi

District: Belmont School District

Neighborhood · ZIP 02478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,185
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Richmond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Middlesex County
  • Costs more per square foot than 92% of homes in Middlesex County
  • Has a smaller lot than 80% of homes in Middlesex County
  • Older than 70% of homes in Middlesex County

What homes are worth in Belmont 02478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$596K$3.6M

This home is worth more than 58% of homes in Belmont 02478.

How it measures up in Belmont 02478

The dot is this home. The mark in the middle is the typical home in Belmont 02478.

Estimated value$1,582,589
CheaperTypical $1,481,031Pricier

Pricier than 58% of homes nearby

Price per ft²$801
CheaperTypical $746Pricier

Pricier than 68% of homes nearby

Living area1,976 ft²
SmallerTypical 2,120 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.13 ac
SmallerTypical 0.16 acBigger

Bigger than 27% of homes nearby

Year built1928
OlderTypical 1930Newer

Newer than 47% of homes nearby

How 86 Richmond Rd ranks against every home in each area.
MeasureThis homeBelmont 02478Middlesex County
Estimated valuepricier than$1,582,58958% of homes89% of homes
Price per ft²pricier than$80168% of homes92% of homes
Living areabigger than1,976 ft²43% of homes56% of homes
Lot sizebigger than0.13 ac27% of homes20% of homes
Year builtnewer than192847% of homes30% of homes

About 86 Richmond Rd

How much is 86 Richmond Rd, Belmont, MA worth?

The TopHap Estimate for 86 Richmond Rd, Belmont, MA is $1,582,589 as of Jul 14, 2026. The likely range is $1,289,867 to $1,875,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Richmond Rd, Belmont, MA last sell?

86 Richmond Rd, Belmont, MA last sold on Jul 2, 1998 for $465,000, according to the county's recorded deed.

How big is 86 Richmond Rd, Belmont, MA?

86 Richmond Rd, Belmont, MA has 3 bedrooms, 2.5 bathrooms, 1,976 square feet of living space and a 0.13-acre lot.

When was 86 Richmond Rd, Belmont, MA built?

86 Richmond Rd, Belmont, MA was built in 1928, making it 98 years old. The building has 2 stories.

What schools serve 86 Richmond Rd, Belmont, MA?

86 Richmond Rd, Belmont, MA is assigned to Winn Brook (elementary), rated A+; Belmont High School (high), rated A+; Winthrop L Chenery Upper Elementary School (middle), rated A-. All sit in Belmont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Richmond Rd, Belmont, MA compare to other homes in Belmont 02478?

Among the 7,995 homes in Belmont 02478, it is worth more than 58% of them ($1,582,589 against a typical $1,481,031), its price per square foot is higher than 68% of them ($801 against a typical $746), it is bigger than 43% of them (1,976 ft² against a typical 2,120 ft²), its lot is bigger than 27% of them (0.13 ac against a typical 0.16 ac) and it is newer than 47% of them (1928 against a typical 1930). Measured against all of Middlesex County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Richmond Rd, Belmont, MA?

The 2025 property tax bill for 86 Richmond Rd, Belmont, MA was $16,413. The county assessed it at $1,441,000.

More homes on Richmond Rd

Closest homes

More homes in Belmont 02478

Assigned schools

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