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Rural ResidenceResidential
$296,360$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 RIDGE RD

BATH, ME 04530
2
Beds
1.5
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$248K low$345K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$132,360
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,888
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,000
TD BK NA · recorded May 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,376 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$396,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$317,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.180 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.3.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bath Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi
E
Dike-Newell School
Elementary · Grades PK–2 · 2.1 mi
H
Morse High SchoolB
High · Grades 9–12 · 2.4 mi

District: Regional School Unit 01

Neighborhood · ZIP 04530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,587
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.291 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,865
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Bath 04530
  • Costs less per square foot than 66% of homes in Bath 04530
  • Smaller than 70% of homes in Bath 04530
  • Has a bigger lot than 86% of homes in Bath 04530
  • Newer than 95% of homes in Bath 04530

What homes are worth in Bath 04530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.2M

This home is worth more than 18% of homes in Bath 04530.

How it measures up in Bath 04530

The dot is this home. The mark in the middle is the typical home in Bath 04530.

Estimated value$296,360
CheaperTypical $415,667Pricier

Pricier than 18% of homes nearby

Price per ft²$247
CheaperTypical $282Pricier

Pricier than 34% of homes nearby

Living area1,200 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 30% of homes nearby

Lot size3.14 ac
SmallerTypical 0.32 acBigger

Bigger than 86% of homes nearby

Year built2005
OlderTypical 1940Newer

Newer than 95% of homes nearby

How 86 Ridge Rd ranks against every home in each area.
MeasureThis homeBath 04530Sagadahoc County
Estimated valuepricier than$296,36018% of homes25% of homes
Price per ft²pricier than$24734% of homes39% of homes
Living areabigger than1,200 ft²30% of homes37% of homes
Lot sizebigger than3.14 ac86% of homes72% of homes
Year builtnewer than200595% of homes89% of homes

About 86 Ridge Rd

How much is 86 Ridge Rd, Bath, ME worth?

The TopHap Estimate for 86 Ridge Rd, Bath, ME is $296,360 as of Jul 14, 2026. The likely range is $247,505 to $345,215. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Ridge Rd, Bath, ME last sell?

86 Ridge Rd, Bath, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 86 Ridge Rd, Bath, ME?

86 Ridge Rd, Bath, ME has 2 bedrooms, 1.5 bathrooms, 1,200 square feet of living space and a 3.14-acre lot.

When was 86 Ridge Rd, Bath, ME built?

86 Ridge Rd, Bath, ME was built in 2005, making it 21 years old. It is a cape cod home. The building has 2 stories.

What schools serve 86 Ridge Rd, Bath, ME?

86 Ridge Rd, Bath, ME is assigned to Bath Middle School (middle), rated C+; Dike-Newell School (elementary); Morse High School (high), rated B. All sit in Regional School Unit 01. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Ridge Rd, Bath, ME compare to other homes in Bath 04530?

Among the 4,392 homes in Bath 04530, it is worth more than 18% of them ($296,360 against a typical $415,667), its price per square foot is higher than 34% of them ($247 against a typical $282), it is bigger than 30% of them (1,200 ft² against a typical 1,540 ft²), its lot is bigger than 86% of them (3.14 ac against a typical 0.32 ac) and it is newer than 95% of them (2005 against a typical 1940). Measured against all of Sagadahoc County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Ridge Rd, Bath, ME?

The 2025 property tax bill for 86 Ridge Rd, Bath, ME was $6,376. The county assessed it at $396,000.

Closest homes

More homes in Bath 04530

Assigned schools

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See this home in context

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