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Single Family ResidenceResidential
$221,214$330 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $205,000 on Oct 11, 2023

860 HARDING ST NW

GRAND RAPIDS, MI 49544
2
Beds
1
Baths
670 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$221K
$213K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Oct 11, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,214
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,771
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,000
UNITED WHOLESALE MORTGAGE · recorded Oct 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,851 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$175,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kenowa Hills High SchoolC+
High · Grades 9–12 · 3.6 mi
M
Kenowa Hills Middle SchoolC
Middle · Grades 6–8 · 3.6 mi
E
Kenowa Hills Central Elementary SchoolB-
Elementary · Grades KG–5 · 4.2 mi

District: Kenowa Hills Public Schools

Neighborhood · ZIP 49544These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.11,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.526 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,868
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

860 Harding St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Grand Rapids 49544
  • Costs more per square foot than 93% of homes in Grand Rapids 49544
  • Among the smallest homes in Grand Rapids 49544
  • Has a smaller lot than 65% of homes in Kent County
  • Older than 90% of homes in Grand Rapids 49544

What homes are worth in Grand Rapids 49544

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$796K

This home is worth more than 6% of homes in Grand Rapids 49544.

How it measures up in Grand Rapids 49544

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49544.

Estimated value$221,214
CheaperTypical $319,740Pricier

Pricier than 6% of homes nearby

Price per ft²$330
CheaperTypical $241Pricier

Pricier than 93% of homes nearby

Living area670 ft²
SmallerTypical 1,334 ft²Bigger

Smaller than almost all homes nearby

Lot size0.2 ac
SmallerTypical 0.29 acBigger

Bigger than 36% of homes nearby

Year built1921
OlderTypical 1966Newer

Newer than 10% of homes nearby

How 860 Harding St Nw ranks against every home in each area.
MeasureThis homeGrand Rapids 49544Kent County
Estimated valuepricier than$221,2146% of homes13% of homes
Price per ft²pricier than$33093% of homes88% of homes
Living areabigger than670 ft²almost no homesalmost no homes
Lot sizebigger than0.2 ac36% of homes35% of homes
Year builtnewer than192110% of homes14% of homes

About 860 Harding St Nw

How much is 860 Harding St Nw, Grand Rapids, MI worth?

The TopHap Estimate for 860 Harding St Nw, Grand Rapids, MI is $221,214 as of Jul 14, 2026. The likely range is $212,549 to $229,879. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 860 Harding St Nw, Grand Rapids, MI last sell?

860 Harding St Nw, Grand Rapids, MI last sold on Oct 11, 2023 for $205,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 860 Harding St Nw, Grand Rapids, MI?

860 Harding St Nw, Grand Rapids, MI has 2 bedrooms, 1 bathrooms, 670 square feet of living space and a 0.20-acre lot.

When was 860 Harding St Nw, Grand Rapids, MI built?

860 Harding St Nw, Grand Rapids, MI was built in 1921, making it 105 years old. It is a ranch home. The building has 1 story.

What schools serve 860 Harding St Nw, Grand Rapids, MI?

860 Harding St Nw, Grand Rapids, MI is assigned to Kenowa Hills High School (high), rated C+; Kenowa Hills Middle School (middle), rated C; Kenowa Hills Central Elementary School (elementary), rated B-. All sit in Kenowa Hills Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 860 Harding St Nw, Grand Rapids, MI compare to other homes in Grand Rapids 49544?

Among the 2,205 homes in Grand Rapids 49544, it is worth more than 6% of them ($221,214 against a typical $319,740), its price per square foot is higher than 93% of them ($330 against a typical $241), it is bigger than almost none of them (670 ft² against a typical 1,334 ft²), its lot is bigger than 36% of them (0.2 ac against a typical 0.29 ac) and it is newer than 10% of them (1921 against a typical 1966). Measured against all of Kent County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 860 Harding St Nw, Grand Rapids, MI?

The 2025 property tax bill for 860 Harding St Nw, Grand Rapids, MI was $1,851. The county assessed it at $87,600.

Closest homes

More homes in Grand Rapids 49544

Assigned schools

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