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Single Family ResidenceResidential
$422,159$586 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

860 ROCKY CREEK RD

BOONE, NC 28607
2
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$422K
$336K low$508K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,159
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,727
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
BRANCH BANKING AND TRUST CO · recorded Apr 9, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
BRANCH BK&TR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$501 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 328 ft²Porch · 104 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Watauga High SchoolA-
High · Grades 9–12 · 2.5 mi
E
Hardin Park SchoolA
Elementary · Grades PK–8 · 2.6 mi

District: Watauga County Schools

Neighborhood · ZIP 28607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.353 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,489
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

860 Rocky Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Boone 28607
  • Smaller than 97% of homes in Boone 28607
  • Has a smaller lot than 82% of homes in Watauga County
  • Older than 94% of homes in Boone 28607

What homes are worth in Boone 28607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1.9M

This home is worth more than 36% of homes in Boone 28607.

How it measures up in Boone 28607

The dot is this home. The mark in the middle is the typical home in Boone 28607.

Estimated value$422,159
CheaperTypical $512,016Pricier

Pricier than 36% of homes nearby

Price per ft²$586
CheaperTypical $302Pricier

Pricier than 96% of homes nearby

Living area720 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.33 ac
SmallerTypical 0.72 acBigger

Bigger than 20% of homes nearby

Year built1949
OlderTypical 1986Newer

Newer than 6% of homes nearby

How 860 Rocky Creek Rd ranks against every home in each area.
MeasureThis homeBoone 28607Watauga County
Estimated valuepricier than$422,15936% of homes36% of homes
Price per ft²pricier than$58696% of homes95% of homes
Living areabigger than720 ft²3% of homes4% of homes
Lot sizebigger than0.33 ac20% of homes18% of homes
Year builtnewer than19496% of homes8% of homes

About 860 Rocky Creek Rd

How much is 860 Rocky Creek Rd, Boone, NC worth?

The TopHap Estimate for 860 Rocky Creek Rd, Boone, NC is $422,159 as of Jul 14, 2026. The likely range is $335,881 to $508,437. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 860 Rocky Creek Rd, Boone, NC last sell?

860 Rocky Creek Rd, Boone, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 860 Rocky Creek Rd, Boone, NC?

860 Rocky Creek Rd, Boone, NC has 2 bedrooms, 1 bathrooms, 720 square feet of living space and a 0.33-acre lot.

When was 860 Rocky Creek Rd, Boone, NC built?

860 Rocky Creek Rd, Boone, NC was built in 1949, making it 77 years old. It is a conventional home. The building has 1 story.

What schools serve 860 Rocky Creek Rd, Boone, NC?

860 Rocky Creek Rd, Boone, NC is assigned to Watauga High School (high), rated A-; Hardin Park School (elementary), rated A. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 860 Rocky Creek Rd, Boone, NC compare to other homes in Boone 28607?

Among the 12,061 homes in Boone 28607, it is worth more than 36% of them ($422,159 against a typical $512,016), its price per square foot is higher than 96% of them ($586 against a typical $302), it is bigger than 3% of them (720 ft² against a typical 1,728 ft²), its lot is bigger than 20% of them (0.33 ac against a typical 0.72 ac) and it is newer than 6% of them (1949 against a typical 1986). Measured against all of Watauga County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 860 Rocky Creek Rd, Boone, NC?

The 2025 property tax bill for 860 Rocky Creek Rd, Boone, NC was $501. The county assessed it at $102,000.

Closest homes

More homes in Boone 28607

Assigned schools

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