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Single Family ResidenceResidential
$274,182$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $133,333 on Dec 15, 2009

860 ROUTE 3

DURANGO, IA 52039
3
Beds
2 / 1
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$274K
$243K low$306K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,333 · Dec 15, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,182
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,346
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
DUTRAC COMMUNITY CU · recorded Jul 16, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
AMERICAN TRUST & SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,814 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$183,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$183,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.191 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 300 ft²Porch · 117 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sageville Elementary SchoolC
Elementary · Grades PK–5 · 3.0 mi
H
Hempstead High SchoolC
High · Grades 9–12 · 4.6 mi
M
Thomas Jefferson Middle SchoolD+
Middle · Grades 6–8 · 6.4 mi

District: Dubuque Community School District

Neighborhood · ZIP 52039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,388
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

860 Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Durango 52039
  • Smaller than 72% of homes in Durango 52039
  • Has a smaller lot than 82% of homes in Durango 52039
  • Older than 97% of homes in Durango 52039

What homes are worth in Durango 52039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$721K

This home is worth more than 32% of homes in Durango 52039.

How it measures up in Durango 52039

The dot is this home. The mark in the middle is the typical home in Durango 52039.

Estimated value$274,182
CheaperTypical $335,638Pricier

Pricier than 32% of homes nearby

Price per ft²$194
CheaperTypical $194Pricier

Pricier than 49% of homes nearby

Living area1,416 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.7 ac
SmallerTypical 2.72 acBigger

Bigger than 18% of homes nearby

Year built1886
OlderTypical 1979Newer

Newer than 3% of homes nearby

How 860 Route 3 ranks against every home in each area.
MeasureThis homeDurango 52039Dubuque County
Estimated valuepricier than$274,18232% of homes55% of homes
Price per ft²pricier than$19449% of homes52% of homes
Living areabigger than1,416 ft²28% of homes43% of homes
Lot sizebigger than0.7 ac18% of homes77% of homes
Year builtnewer than18863% of homes4% of homes

About 860 Route 3

How much is 860 Route 3, Durango, IA worth?

The TopHap Estimate for 860 Route 3, Durango, IA is $274,182 as of Jul 14, 2026. The likely range is $242,856 to $305,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 860 Route 3, Durango, IA last sell?

860 Route 3, Durango, IA last sold on Dec 15, 2009 for $133,333, according to the county's recorded deed.

How big is 860 Route 3, Durango, IA?

860 Route 3, Durango, IA has 3 bedrooms, 2 bathrooms, 1,416 square feet of living space and a 0.70-acre lot.

When was 860 Route 3, Durango, IA built?

860 Route 3, Durango, IA was built in 1886, making it 140 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 860 Route 3, Durango, IA?

860 Route 3, Durango, IA is assigned to Sageville Elementary School (elementary), rated C; Hempstead High School (high), rated C; Thomas Jefferson Middle School (middle), rated D+. All sit in Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 860 Route 3, Durango, IA compare to other homes in Durango 52039?

Among the 482 homes in Durango 52039, it is worth more than 32% of them ($274,182 against a typical $335,638), its price per square foot is higher than 49% of them ($194 against a typical $194), it is bigger than 28% of them (1,416 ft² against a typical 1,664 ft²), its lot is bigger than 18% of them (0.7 ac against a typical 2.72 ac) and it is newer than 3% of them (1886 against a typical 1979). Measured against all of Dubuque County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 860 Route 3, Durango, IA?

The 2024 property tax bill for 860 Route 3, Durango, IA was $1,814. The county assessed it at $183,800.

Closest homes

More homes in Durango 52039

Assigned schools

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