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Single Family ResidenceResidential
$345,213$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $337,500 on Dec 31, 2025

861 CASCADE FALLS DR

ELGIN, IL 60124
2
Beds
2
Baths
1,425 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$324K low$366K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$337,500 · Dec 31, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$214,213
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$171,370
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,000
COMPASS MORTGAGE INC · 6.12% 2 · recorded Dec 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,131 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,475 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,955
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,834
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$328,556

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otter Creek Elementary SchoolB
Elementary · Grades KG–6 · 1.1 mi
M
Abbott Middle SchoolD+
Middle · Grades 7–8 · 3.4 mi
H
South Elgin High SchoolC-
High · Grades 9–12 · 3.9 mi

District: School District U-46

Neighborhood · ZIP 60124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.29,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.755 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,524
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,646
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

861 Cascade Falls Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Elgin 60124
  • Costs more per square foot than 75% of homes in Elgin 60124
  • Smaller than 92% of homes in Elgin 60124
  • Has a smaller lot than 93% of homes in Elgin 60124
  • Newer than 98% of homes in Kane County

What homes are worth in Elgin 60124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$296K$844K

This home is worth more than 9% of homes in Elgin 60124.

How it measures up in Elgin 60124

The dot is this home. The mark in the middle is the typical home in Elgin 60124.

Estimated value$345,213
CheaperTypical $519,887Pricier

Pricier than 9% of homes nearby

Price per ft²$242
CheaperTypical $207Pricier

Pricier than 75% of homes nearby

Living area1,425 ft²
SmallerTypical 2,350 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.13 ac
SmallerTypical 0.28 acBigger

Bigger than 7% of homes nearby

Year built2009
OlderTypical 2005Newer

Newer than 92% of homes nearby

How 861 Cascade Falls Dr ranks against every home in each area.
MeasureThis homeElgin 60124Kane County
Estimated valuepricier than$345,2139% of homes42% of homes
Price per ft²pricier than$24275% of homes73% of homes
Living areabigger than1,425 ft²8% of homes32% of homes
Lot sizebigger than0.13 ac7% of homes8% of homes
Year builtnewer than200992% of homes98% of homes

About 861 Cascade Falls Dr

How much is 861 Cascade Falls Dr, Elgin, IL worth?

The TopHap Estimate for 861 Cascade Falls Dr, Elgin, IL is $345,213 as of Jul 14, 2026. The likely range is $324,128 to $366,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 861 Cascade Falls Dr, Elgin, IL last sell?

861 Cascade Falls Dr, Elgin, IL last sold on Dec 31, 2025 for $337,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 861 Cascade Falls Dr, Elgin, IL?

861 Cascade Falls Dr, Elgin, IL has 2 bedrooms, 2 bathrooms, 1,425 square feet of living space and a 0.13-acre lot.

When was 861 Cascade Falls Dr, Elgin, IL built?

861 Cascade Falls Dr, Elgin, IL was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 861 Cascade Falls Dr, Elgin, IL?

861 Cascade Falls Dr, Elgin, IL is assigned to Otter Creek Elementary School (elementary), rated B; Abbott Middle School (middle), rated D+; South Elgin High School (high), rated C-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 861 Cascade Falls Dr, Elgin, IL compare to other homes in Elgin 60124?

Among the 10,214 homes in Elgin 60124, it is worth more than 9% of them ($345,213 against a typical $519,887), its price per square foot is higher than 75% of them ($242 against a typical $207), it is bigger than 8% of them (1,425 ft² against a typical 2,350 ft²), its lot is bigger than 7% of them (0.13 ac against a typical 0.28 ac) and it is newer than 92% of them (2009 against a typical 2005). Measured against all of Kane County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 861 Cascade Falls Dr, Elgin, IL?

The 2025 property tax bill for 861 Cascade Falls Dr, Elgin, IL was $7,131. The county assessed it at $109,475.

Closest homes

More homes in Elgin 60124

Assigned schools

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