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Single Family ResidenceResidential
$370,985$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $177,500 on Dec 11, 2012

861 MONMOUTH RD

CREAM RIDGE, NJ 08514
3
Beds
1
Baths
1,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$336K low$406K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$177,500 · Dec 11, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$210,985
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$168,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
STEARNS LENDING LLC · recorded May 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,063 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$341,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$166,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Egypt Primary School
Elementary · Grades PK–1 · 1.2 mi
M
New Egypt Middle SchoolC
Middle · Grades 6–8 · 1.4 mi
H
New Egypt High SchoolC+
High · Grades 9–12 · 1.4 mi

District: Plumsted Township School District

Neighborhood · ZIP 08514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,806
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,819
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

861 Monmouth Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Cream Ridge 08514
  • Smaller than 91% of homes in Cream Ridge 08514
  • Has a smaller lot than 89% of homes in Cream Ridge 08514
  • Older than 78% of homes in Cream Ridge 08514

What homes are worth in Cream Ridge 08514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$1.6M

This home is worth more than 7% of homes in Cream Ridge 08514.

How it measures up in Cream Ridge 08514

The dot is this home. The mark in the middle is the typical home in Cream Ridge 08514.

Estimated value$370,985
CheaperTypical $700,000Pricier

Pricier than 7% of homes nearby

Price per ft²$317
CheaperTypical $306Pricier

Pricier than 59% of homes nearby

Living area1,170 ft²
SmallerTypical 2,262 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.34 ac
SmallerTypical 1.3 acBigger

Bigger than 11% of homes nearby

Year built1965
OlderTypical 1989Newer

Newer than 22% of homes nearby

How 861 Monmouth Rd ranks against every home in each area.
MeasureThis homeCream Ridge 08514Ocean County
Estimated valuepricier than$370,9857% of homes20% of homes
Price per ft²pricier than$31759% of homes46% of homes
Living areabigger than1,170 ft²9% of homes23% of homes
Lot sizebigger than0.34 ac11% of homes85% of homes
Year builtnewer than196522% of homes23% of homes

About 861 Monmouth Rd

How much is 861 Monmouth Rd, Cream Ridge, NJ worth?

The TopHap Estimate for 861 Monmouth Rd, Cream Ridge, NJ is $370,985 as of Jul 14, 2026. The likely range is $336,233 to $405,737. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 861 Monmouth Rd, Cream Ridge, NJ last sell?

861 Monmouth Rd, Cream Ridge, NJ last sold on Dec 11, 2012 for $177,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 861 Monmouth Rd, Cream Ridge, NJ?

861 Monmouth Rd, Cream Ridge, NJ has 3 bedrooms, 1 bathrooms, 1,170 square feet of living space and a 0.34-acre lot.

When was 861 Monmouth Rd, Cream Ridge, NJ built?

861 Monmouth Rd, Cream Ridge, NJ was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 861 Monmouth Rd, Cream Ridge, NJ?

861 Monmouth Rd, Cream Ridge, NJ is assigned to New Egypt Primary School (elementary); New Egypt Middle School (middle), rated C; New Egypt High School (high), rated C+. All sit in Plumsted Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 861 Monmouth Rd, Cream Ridge, NJ compare to other homes in Cream Ridge 08514?

Among the 1,282 homes in Cream Ridge 08514, it is worth more than 7% of them ($370,985 against a typical $700,000), its price per square foot is higher than 59% of them ($317 against a typical $306), it is bigger than 9% of them (1,170 ft² against a typical 2,262 ft²), its lot is bigger than 11% of them (0.34 ac against a typical 1.3 ac) and it is newer than 22% of them (1965 against a typical 1989). Measured against all of Ocean County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 861 Monmouth Rd, Cream Ridge, NJ?

The 2025 property tax bill for 861 Monmouth Rd, Cream Ridge, NJ was $7,063. The county assessed it at $341,200.

Closest homes

More homes in Cream Ridge 08514

Assigned schools

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