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Single Family ResidenceResidential
$295,769$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $220,000 on Jan 29, 2020

861 RIDGE ST

OSCEOLA, NE 68651
2
Beds
2
Baths
1,846 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$296K
$228K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Jan 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,552 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$345,865 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,005
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$307,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,865

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.158 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.13.62
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 629 ft²Shed · 80 ft²Patio · 1,587 ft²Porch · 129 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osceola Elementary SchoolD+
Elementary · Grades PK–5 · 0.8 mi
H
Osceola High SchoolD+
High · Grades 9–12 · 0.9 mi
M
Osceola Middle SchoolD+
Middle · Grades 6–8 · 0.9 mi

District: Osceola Public Schools

Neighborhood · ZIP 68651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,256
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

861 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Polk County
  • Costs more per square foot than 82% of homes in Polk County
  • Bigger than 70% of homes in Polk County
  • Has a bigger lot than 85% of homes in Osceola 68651
  • Newer than 76% of homes in Osceola 68651

What homes are worth in Osceola 68651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$421K

This home is worth more than 79% of homes in Osceola 68651.

How it measures up in Osceola 68651

The dot is this home. The mark in the middle is the typical home in Osceola 68651.

Estimated value$295,769
CheaperTypical $229,809Pricier

Pricier than 79% of homes nearby

Price per ft²$160
CheaperTypical $145Pricier

Pricier than 69% of homes nearby

Living area1,846 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 68% of homes nearby

Lot size13.62 ac
SmallerTypical 0.48 acBigger

Bigger than 85% of homes nearby

Year built1975
OlderTypical 1928Newer

Newer than 76% of homes nearby

How 861 Ridge St ranks against every home in each area.
MeasureThis homeOsceola 68651Polk County
Estimated valuepricier than$295,76979% of homes91% of homes
Price per ft²pricier than$16069% of homes82% of homes
Living areabigger than1,846 ft²68% of homes70% of homes
Lot sizebigger than13.62 ac85% of homes84% of homes
Year builtnewer than197576% of homes70% of homes

About 861 Ridge St

How much is 861 Ridge St, Osceola, NE worth?

The TopHap Estimate for 861 Ridge St, Osceola, NE is $295,769 as of Oct 21, 2026. The likely range is $227,957 to $363,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 861 Ridge St, Osceola, NE last sell?

861 Ridge St, Osceola, NE last sold on Jan 29, 2020 for $220,000, according to the county's recorded deed.

How big is 861 Ridge St, Osceola, NE?

861 Ridge St, Osceola, NE has 2 bedrooms, 2 bathrooms, 1,846 square feet of living space and a 13.62-acre lot.

When was 861 Ridge St, Osceola, NE built?

861 Ridge St, Osceola, NE was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 861 Ridge St, Osceola, NE?

861 Ridge St, Osceola, NE is assigned to Osceola Elementary School (elementary), rated D+; Osceola High School (high), rated D+; Osceola Middle School (middle), rated D+. All sit in Osceola Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 861 Ridge St, Osceola, NE compare to other homes in Osceola 68651?

Among the 619 homes in Osceola 68651, it is worth more than 79% of them ($295,769 against a typical $229,809), its price per square foot is higher than 69% of them ($160 against a typical $145), it is bigger than 68% of them (1,846 ft² against a typical 1,586 ft²), its lot is bigger than 85% of them (13.62 ac against a typical 0.48 ac) and it is newer than 76% of them (1975 against a typical 1928). Measured against all of Polk County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 861 Ridge St, Osceola, NE?

The 2025 property tax bill for 861 Ridge St, Osceola, NE was $3,552. The county assessed it at $345,865.

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