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Single Family ResidentialResidential
$722,169$438 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $725,000 on Jun 28, 2023

862 ROCKY POINT DR

CAMANO ISLAND, WA 98282
2
Beds
2
Baths
1,650 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$722K
$658K low$786K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$725,000 · Jun 28, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,669
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,135
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$594,500
CROSSCOUNTRY MORTGAGE LLC · recorded Jun 28, 2023

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$666,177 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$410,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,177
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$649,987
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$666,177

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 377 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utsalady Elementary SchoolB+
Elementary · Grades KG–5 · 2.9 mi
M
Port Susan Elementary SchoolB+
Middle · Grades 6–8 · 9.0 mi
H
Stanwood High SchoolB+
High · Grades 9–12 · 9.0 mi

District: Stanwood-Camano School District

Neighborhood · ZIP 98282These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.248

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.303 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,247
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,825
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

862 Rocky Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Island County
  • Older than 77% of homes in Camano Island 98282

What homes are worth in Camano Island 98282

Each bar is how many homes fall in that price range. The marker is this home.

This home
$295K$1.7M

This home is worth more than 54% of homes in Camano Island 98282.

How it measures up in Camano Island 98282

The dot is this home. The mark in the middle is the typical home in Camano Island 98282.

Estimated value$722,169
CheaperTypical $697,199Pricier

Pricier than 54% of homes nearby

Price per ft²$438
CheaperTypical $385Pricier

Pricier than 66% of homes nearby

Living area1,650 ft²
SmallerTypical 1,791 ft²Bigger

Bigger than 42% of homes nearby

Year built1974
OlderTypical 1993Newer

Newer than 23% of homes nearby

How 862 Rocky Point Dr ranks against every home in each area.
MeasureThis homeCamano Island 98282Island County
Estimated valuepricier than$722,16954% of homes64% of homes
Price per ft²pricier than$43866% of homes71% of homes
Living areabigger than1,650 ft²42% of homes47% of homes
Year builtnewer than197423% of homes28% of homes

About 862 Rocky Point Dr

How much is 862 Rocky Point Dr, Camano Island, WA worth?

The TopHap Estimate for 862 Rocky Point Dr, Camano Island, WA is $722,169 as of Jul 14, 2026. The likely range is $658,207 to $786,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 862 Rocky Point Dr, Camano Island, WA last sell?

862 Rocky Point Dr, Camano Island, WA last sold on Jun 28, 2023 for $725,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 862 Rocky Point Dr, Camano Island, WA?

862 Rocky Point Dr, Camano Island, WA has 2 bedrooms, 2 bathrooms and 1,650 square feet of living space.

When was 862 Rocky Point Dr, Camano Island, WA built?

862 Rocky Point Dr, Camano Island, WA was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 862 Rocky Point Dr, Camano Island, WA?

862 Rocky Point Dr, Camano Island, WA is assigned to Utsalady Elementary School (elementary), rated B+; Port Susan Elementary School (middle), rated B+; Stanwood High School (high), rated B+. All sit in Stanwood-Camano School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 862 Rocky Point Dr, Camano Island, WA compare to other homes in Camano Island 98282?

Among the 9,807 homes in Camano Island 98282, it is worth more than 54% of them ($722,169 against a typical $697,199), its price per square foot is higher than 66% of them ($438 against a typical $385), it is bigger than 42% of them (1,650 ft² against a typical 1,791 ft²) and it is newer than 23% of them (1974 against a typical 1993). Measured against all of Island County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Camano Island 98282

Assigned schools

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