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Single Family ResidenceResidential
$320,299$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $101,000 on Dec 1, 2000

864 GARDENER RD

ROCKLEDGE, FL 32955
3
Beds
2
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$320K
$295K low$345K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$101,000 · Dec 1, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$214,499
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$171,599
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,800
PINNACLE FINANCIAL CORP · recorded Dec 1, 2000
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
SPACE COAST CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$538 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,550 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,990

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBrevard
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 41 ft²Porch · 41 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
John F. Kennedy Middle SchoolB
Middle · Grades 7–8 · 0.7 mi
E
Golfview Elementary Magnet SchoolD-
Elementary · Grades PK–6 · 1.2 mi
H
Rockledge High SchoolC-
High · Grades 9–12 · 1.2 mi

District: Brevard County School District

Neighborhood · ZIP 32955These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,972
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.583 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,930
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

864 Gardener Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 68% of homes in Rockledge 32955
  • Has a smaller lot than 69% of homes in Rockledge 32955

What homes are worth in Rockledge 32955

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.3M

This home is worth more than 38% of homes in Rockledge 32955.

How it measures up in Rockledge 32955

The dot is this home. The mark in the middle is the typical home in Rockledge 32955.

Estimated value$320,299
CheaperTypical $374,681Pricier

Pricier than 38% of homes nearby

Price per ft²$223
CheaperTypical $214Pricier

Pricier than 57% of homes nearby

Living area1,436 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 31% of homes nearby

Year built1989
OlderTypical 1996Newer

Newer than 41% of homes nearby

How 864 Gardener Rd ranks against every home in each area.
MeasureThis homeRockledge 32955Brevard County
Estimated valuepricier than$320,29938% of homes44% of homes
Price per ft²pricier than$22357% of homes60% of homes
Living areabigger than1,436 ft²32% of homes39% of homes
Lot sizebigger than0.17 ac31% of homes31% of homes
Year builtnewer than198941% of homes53% of homes

About 864 Gardener Rd

How much is 864 Gardener Rd, Rockledge, FL worth?

The TopHap Estimate for 864 Gardener Rd, Rockledge, FL is $320,299 as of Jul 14, 2026. The likely range is $295,311 to $345,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 864 Gardener Rd, Rockledge, FL last sell?

864 Gardener Rd, Rockledge, FL last sold on Dec 1, 2000 for $101,000, according to the county's recorded deed.

How big is 864 Gardener Rd, Rockledge, FL?

864 Gardener Rd, Rockledge, FL has 3 bedrooms, 2 bathrooms, 1,436 square feet of living space and a 0.17-acre lot.

When was 864 Gardener Rd, Rockledge, FL built?

864 Gardener Rd, Rockledge, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 864 Gardener Rd, Rockledge, FL?

864 Gardener Rd, Rockledge, FL is assigned to John F. Kennedy Middle School (middle), rated B; Golfview Elementary Magnet School (elementary), rated D-; Rockledge High School (high), rated C-. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 864 Gardener Rd, Rockledge, FL compare to other homes in Rockledge 32955?

Among the 16,432 homes in Rockledge 32955, it is worth more than 38% of them ($320,299 against a typical $374,681), its price per square foot is higher than 57% of them ($223 against a typical $214), it is bigger than 32% of them (1,436 ft² against a typical 1,738 ft²), its lot is bigger than 31% of them (0.17 ac against a typical 0.19 ac) and it is newer than 41% of them (1989 against a typical 1996). Measured against all of Brevard County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 864 Gardener Rd, Rockledge, FL?

The 2025 property tax bill for 864 Gardener Rd, Rockledge, FL was $538. The county assessed it at $104,550.

Closest homes

More homes in Rockledge 32955

Assigned schools

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