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Single Family ResidenceResidential
$82,399$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

865 COUNTY ROUTE 86

ADDISON, NY 14801
2
Beds
2 / 1
Baths
961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$82K
$51K low$113K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,399
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,919

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,361 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,692

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.0.64
HeatingThe type of heating system in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tuscarora Elementary SchoolD
Elementary · Grades KG–5 · 5.2 mi
M
Addison Middle/High SchoolC
Middle · Grades 6–12 · 5.5 mi

District: Addison Central School District

Neighborhood · ZIP 14801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,797
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,674
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 County Route 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Steuben County
  • Costs less per square foot than 67% of homes in Steuben County
  • Smaller than 85% of homes in Steuben County
  • Has a smaller lot than 71% of homes in Addison 14801
  • Older than 87% of homes in Steuben County

What homes are worth in Addison 14801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$400K

This home is worth more than 16% of homes in Addison 14801.

How it measures up in Addison 14801

The dot is this home. The mark in the middle is the typical home in Addison 14801.

Estimated value$82,399
CheaperTypical $139,059Pricier

Pricier than 16% of homes nearby

Price per ft²$86
CheaperTypical $89Pricier

Pricier than 47% of homes nearby

Living area961 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.64 ac
SmallerTypical 2 acBigger

Bigger than 29% of homes nearby

Year built1886
OlderTypical 1968Newer

Newer than 16% of homes nearby

How 865 County Route 86 ranks against every home in each area.
MeasureThis homeAddison 14801Steuben County
Estimated valuepricier than$82,39916% of homes9% of homes
Price per ft²pricier than$8647% of homes33% of homes
Living areabigger than961 ft²21% of homes15% of homes
Lot sizebigger than0.64 ac29% of homes46% of homes
Year builtnewer than188616% of homes13% of homes

About 865 County Route 86

How much is 865 County Route 86, Addison, NY worth?

The TopHap Estimate for 865 County Route 86, Addison, NY is $82,399 as of Jul 14, 2026. The likely range is $51,480 to $113,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 865 County Route 86, Addison, NY?

865 County Route 86, Addison, NY has 2 bedrooms, 2 bathrooms, 961 square feet of living space and a 0.64-acre lot.

When was 865 County Route 86, Addison, NY built?

865 County Route 86, Addison, NY was built in 1886, making it 140 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 865 County Route 86, Addison, NY?

865 County Route 86, Addison, NY is assigned to Tuscarora Elementary School (elementary), rated D; Addison Middle/High School (middle), rated C. All sit in Addison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 County Route 86, Addison, NY compare to other homes in Addison 14801?

Among the 2,182 homes in Addison 14801, it is worth more than 16% of them ($82,399 against a typical $139,059), its price per square foot is higher than 47% of them ($86 against a typical $89), it is bigger than 21% of them (961 ft² against a typical 1,456 ft²), its lot is bigger than 29% of them (0.64 ac against a typical 2 ac) and it is newer than 16% of them (1886 against a typical 1968). Measured against all of Steuben County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 County Route 86, Addison, NY?

The 2024 property tax bill for 865 County Route 86, Addison, NY was $1,361. The county assessed it at $1,200.

Closest homes

More homes in Addison 14801

Assigned schools

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