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Single Family ResidenceResidential
$948,221$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $685,000 on Sep 17, 2021

865 RICHARDS RD

WAYNE, PA 19087
3
Beds
3.5
Baths
3,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$948K
$910K low$986K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$685,000 · Sep 17, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$331,721
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$265,377
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,000
FIVE POINTS BANK OF HASTINGS · recorded Sep 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,500
1ST ALLIANCE MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,146 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,850 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley Forge Elementary SchoolA+
Elementary · Grades KG–4 · 1.5 mi
M
Valley Forge Middle SchoolA+
Middle · Grades 5–8 · 1.8 mi
H
Conestoga High SchoolA+
High · Grades 9–12 · 3.7 mi

District: Tredyffrin-Easttown School District

Neighborhood · ZIP 19087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.36,749
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,608
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$195,038
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Richards Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Chester County
  • Costs less per square foot than 80% of homes in Wayne 19087
  • Bigger than 81% of homes in Chester County
  • Newer than 87% of homes in Wayne 19087

What homes are worth in Wayne 19087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$2.7M

This home is worth more than 58% of homes in Wayne 19087.

How it measures up in Wayne 19087

The dot is this home. The mark in the middle is the typical home in Wayne 19087.

Estimated value$948,221
CheaperTypical $859,360Pricier

Pricier than 58% of homes nearby

Price per ft²$284
CheaperTypical $351Pricier

Pricier than 20% of homes nearby

Living area3,340 ft²
SmallerTypical 2,373 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.48 ac
SmallerTypical 0.36 acBigger

Bigger than 60% of homes nearby

Year built1989
OlderTypical 1967Newer

Newer than 87% of homes nearby

How 865 Richards Rd ranks against every home in each area.
MeasureThis homeWayne 19087Chester County
Estimated valuepricier than$948,22158% of homes88% of homes
Price per ft²pricier than$28420% of homes67% of homes
Living areabigger than3,340 ft²77% of homes81% of homes
Lot sizebigger than0.48 ac60% of homes52% of homes
Year builtnewer than198987% of homes60% of homes

About 865 Richards Rd

How much is 865 Richards Rd, Wayne, PA worth?

The TopHap Estimate for 865 Richards Rd, Wayne, PA is $948,221 as of Jul 14, 2026. The likely range is $909,974 to $986,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Richards Rd, Wayne, PA last sell?

865 Richards Rd, Wayne, PA last sold on Sep 17, 2021 for $685,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 865 Richards Rd, Wayne, PA?

865 Richards Rd, Wayne, PA has 3 bedrooms, 3.5 bathrooms, 3,340 square feet of living space and a 0.48-acre lot.

When was 865 Richards Rd, Wayne, PA built?

865 Richards Rd, Wayne, PA was built in 1989, making it 37 years old. It is a cape cod home. The building has 1 story.

What schools serve 865 Richards Rd, Wayne, PA?

865 Richards Rd, Wayne, PA is assigned to Valley Forge Elementary School (elementary), rated A+; Valley Forge Middle School (middle), rated A+; Conestoga High School (high), rated A+. All sit in Tredyffrin-Easttown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Richards Rd, Wayne, PA compare to other homes in Wayne 19087?

Among the 11,447 homes in Wayne 19087, it is worth more than 58% of them ($948,221 against a typical $859,360), its price per square foot is higher than 20% of them ($284 against a typical $351), it is bigger than 77% of them (3,340 ft² against a typical 2,373 ft²), its lot is bigger than 60% of them (0.48 ac against a typical 0.36 ac) and it is newer than 87% of them (1989 against a typical 1967). Measured against all of Chester County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Richards Rd, Wayne, PA?

The 2026 property tax bill for 865 Richards Rd, Wayne, PA was $1,146. The county assessed it at $292,850.

Closest homes

More homes in Wayne 19087

Assigned schools

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