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Single Family ResidenceResidential
$1,439,945$464 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $935,000 on Jul 22, 2010

865 RIDGE DR

CONCORD, CA 94518
5
Beds
3
Baths
3,106 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$935,000 · Jul 22, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$866,945
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$693,556
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$415,000
WELLS FARGO BANK NA · recorded Oct 29, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,247 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,221,846 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$617,457
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$604,389
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,197,889

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
35
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.90
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
El Monte Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
M
El Dorado Middle SchoolD+
Middle · Grades 6–8 · 2.0 mi
H
Concord High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Mount Diablo Unified School District

Neighborhood · ZIP 94518These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.568

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,625
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,072 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,306
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Concord 94518
  • Bigger than 97% of homes in Concord 94518
  • Has a bigger lot than 96% of homes in Contra Costa County
  • Newer than 83% of homes in Concord 94518

What homes are worth in Concord 94518

Each bar is how many homes fall in that price range. The marker is this home.

This home
$259K$1.4M

This home is worth more than 98% of homes in Concord 94518.

How it measures up in Concord 94518

The dot is this home. The mark in the middle is the typical home in Concord 94518.

Estimated value$1,439,945
CheaperTypical $765,278Pricier

Pricier than 98% of homes nearby

Price per ft²$464
CheaperTypical $465Pricier

Pricier than 50% of homes nearby

Living area3,106 ft²
SmallerTypical 1,547 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.9 ac
SmallerTypical 0.19 acBigger

Bigger than 95% of homes nearby

Year built1980
OlderTypical 1967Newer

Newer than 83% of homes nearby

How 865 Ridge Dr ranks against every home in each area.
MeasureThis homeRidge ParkConcord 94518Contra Costa County
Estimated valuepricier than$1,439,94574% of homes98% of homes81% of homes
Price per ft²pricier than$46454% of homes50% of homes49% of homes
Living areabigger than3,106 ft²66% of homes97% of homes89% of homes
Lot sizebigger than0.9 ac52% of homes95% of homes96% of homes
Year builtnewer than198074% of homes83% of homes57% of homes

About 865 Ridge Dr

How much is 865 Ridge Dr, Concord, CA worth?

The TopHap Estimate for 865 Ridge Dr, Concord, CA is $1,439,945 as of Jul 14, 2026. The likely range is $1,420,459 to $1,459,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Ridge Dr, Concord, CA last sell?

865 Ridge Dr, Concord, CA last sold on Jul 22, 2010 for $935,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 865 Ridge Dr, Concord, CA?

865 Ridge Dr, Concord, CA has 5 bedrooms, 3 bathrooms, 3,106 square feet of living space and a 0.90-acre lot.

When was 865 Ridge Dr, Concord, CA built?

865 Ridge Dr, Concord, CA was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 865 Ridge Dr, Concord, CA?

865 Ridge Dr, Concord, CA is assigned to El Monte Elementary School (elementary), rated B-; El Dorado Middle School (middle), rated D+; Concord High School (high), rated C+. All sit in Mount Diablo Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Ridge Dr, Concord, CA compare to other homes in Concord 94518?

Among the 8,735 homes in Concord 94518, it is worth more than 98% of them ($1,439,945 against a typical $765,278), its price per square foot is higher than 50% of them ($464 against a typical $465), it is bigger than 97% of them (3,106 ft² against a typical 1,547 ft²), its lot is bigger than 95% of them (0.9 ac against a typical 0.19 ac) and it is newer than 83% of them (1980 against a typical 1967). Measured against all of Contra Costa County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Ridge Dr, Concord, CA?

The 2025 property tax bill for 865 Ridge Dr, Concord, CA was $14,247. The county assessed it at $1,221,846.

Closest homes

More homes in Concord 94518

Assigned schools

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