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Single Family ResidenceResidential
$305,759$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

865 RUSSELL ST

CRAIG, CO 81625
3
Beds
2
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1909
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$306K
$295K low$317K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,759
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,607
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
ROCKET MORTGAGE LLC · recorded Jun 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,534 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,810
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,544

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMoffat
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Craig Middle SchoolC
Middle · Grades 6–8 · 0.1 mi
E
Sandrock Elementary SchoolC+
Elementary · Grades PK–5 · 0.1 mi
H
Moffat County High SchoolC-
High · Grades 9–12 · 1.0 mi

District: Moffat County School District Re-1

Neighborhood · ZIP 81625These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.12,518
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,032
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,677
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Russell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Craig 81625
  • Has a smaller lot than 81% of homes in Craig 81625
  • Among the oldest homes in Craig 81625

What homes are worth in Craig 81625

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$674K

This home is worth more than 53% of homes in Craig 81625.

How it measures up in Craig 81625

The dot is this home. The mark in the middle is the typical home in Craig 81625.

Estimated value$305,759
CheaperTypical $296,431Pricier

Pricier than 53% of homes nearby

Price per ft²$170
CheaperTypical $183Pricier

Pricier than 42% of homes nearby

Living area1,800 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 19% of homes nearby

Year built1909
OlderTypical 1979Newer

Older than almost all homes nearby

How 865 Russell St ranks against every home in each area.
MeasureThis homeCraig 81625
Estimated valuepricier than$305,75953% of homes
Price per ft²pricier than$17042% of homes
Living areabigger than1,800 ft²69% of homes
Lot sizebigger than0.14 ac19% of homes
Year builtnewer than1909almost no homes

About 865 Russell St

How much is 865 Russell St, Craig, CO worth?

The TopHap Estimate for 865 Russell St, Craig, CO is $305,759 as of Jul 14, 2026. The likely range is $294,718 to $316,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 865 Russell St, Craig, CO?

865 Russell St, Craig, CO has 3 bedrooms, 2 bathrooms, 1,800 square feet of living space and a 0.14-acre lot.

When was 865 Russell St, Craig, CO built?

865 Russell St, Craig, CO was built in 1909, making it 117 years old. The building has 2 stories.

What schools serve 865 Russell St, Craig, CO?

865 Russell St, Craig, CO is assigned to Craig Middle School (middle), rated C; Sandrock Elementary School (elementary), rated C+; Moffat County High School (high), rated C-. All sit in Moffat County School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Russell St, Craig, CO compare to other homes in Craig 81625?

Among the 5,033 homes in Craig 81625, it is worth more than 53% of them ($305,759 against a typical $296,431), its price per square foot is higher than 42% of them ($170 against a typical $183), it is bigger than 69% of them (1,800 ft² against a typical 1,440 ft²), its lot is bigger than 19% of them (0.14 ac against a typical 0.25 ac) and it is newer than almost none of them (1909 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Russell St, Craig, CO?

The 2025 property tax bill for 865 Russell St, Craig, CO was $1,518. The county assessed it at $16,534.

Closest homes

More homes in Craig 81625

Assigned schools

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