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Single Family ResidenceResidential
$1,034,958$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $59,200 on Nov 8, 2002

8650 RUGGLES RD

BARODA, MI 49101
4
Beds
3.5
Baths
4,562 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$893K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$59,200 · Nov 8, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$540,958
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$432,766
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$319,000
CHEMICAL BANK · 4.25% 1 · recorded Oct 27, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
ABN AMRO MORTGAGE GROUP INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,567 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$562,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$542,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,124,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.10.00
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 49101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,806
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,839
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8650 Ruggles Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Baroda 49101
  • Costs more per square foot than 69% of homes in Berrien County
  • Among the largest homes in Baroda 49101
  • Has a bigger lot than 95% of homes in Berrien County
  • Newer than 92% of homes in Berrien County

What homes are worth in Baroda 49101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$820K

This home is worth more than almost all homes in Baroda 49101.

How it measures up in Baroda 49101

The dot is this home. The mark in the middle is the typical home in Baroda 49101.

Estimated value$1,034,958
CheaperTypical $334,110Pricier

Pricier than almost all homes nearby

Price per ft²$227
CheaperTypical $220Pricier

Pricier than 56% of homes nearby

Living area4,562 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than almost all homes nearby

Lot size10 ac
SmallerTypical 1.79 acBigger

Bigger than 90% of homes nearby

Year built2005
OlderTypical 1967Newer

Newer than 91% of homes nearby

How 8650 Ruggles Rd ranks against every home in each area.
MeasureThis homeBaroda 49101Berrien County
Estimated valuepricier than$1,034,958almost all homes95% of homes
Price per ft²pricier than$22756% of homes69% of homes
Living areabigger than4,562 ft²almost all homesalmost all homes
Lot sizebigger than10 ac90% of homes95% of homes
Year builtnewer than200591% of homes92% of homes

About 8650 Ruggles Rd

How much is 8650 Ruggles Rd, Baroda, MI worth?

The TopHap Estimate for 8650 Ruggles Rd, Baroda, MI is $1,034,958 as of Jul 14, 2026. The likely range is $892,533 to $1,177,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8650 Ruggles Rd, Baroda, MI last sell?

8650 Ruggles Rd, Baroda, MI last sold on Nov 8, 2002 for $59,200, according to the county's recorded deed.

How big is 8650 Ruggles Rd, Baroda, MI?

8650 Ruggles Rd, Baroda, MI has 4 bedrooms, 3.5 bathrooms, 4,562 square feet of living space and a 10.00-acre lot.

When was 8650 Ruggles Rd, Baroda, MI built?

8650 Ruggles Rd, Baroda, MI was built in 2005, making it 21 years old. The building has 2 stories.

How does 8650 Ruggles Rd, Baroda, MI compare to other homes in Baroda 49101?

Among the 967 homes in Baroda 49101, it is worth more than almost all of them ($1,034,958 against a typical $334,110), its price per square foot is higher than 56% of them ($227 against a typical $220), it is bigger than almost all of them (4,562 ft² against a typical 1,634 ft²), its lot is bigger than 90% of them (10 ac against a typical 1.79 ac) and it is newer than 91% of them (2005 against a typical 1967). Measured against all of Berrien County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8650 Ruggles Rd, Baroda, MI?

The 2025 property tax bill for 8650 Ruggles Rd, Baroda, MI was $10,567. The county assessed it at $562,200.

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