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Single Family ResidenceResidential
$268,347$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

87 RUBY RIDGE DR

TALKING ROCK, GA 30175
3
Beds
2
Baths
1,636 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$268K
$156K low$380K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,147
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,718
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,200
CROSSCOUNTRY MORTGAGE · recorded Dec 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGilmer
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.4.37
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 413 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clear Creek Middle SchoolA-
Middle · Grades 6–8 · 9.2 mi
H
Gilmer High SchoolB+
High · Grades 9–12 · 10.2 mi
E
Mountain View Elementary SchoolC+
Elementary · Grades PK–5 · 10.3 mi

District: Gilmer County School District

Neighborhood · ZIP 30175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,040
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

87 Ruby Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Gilmer County
  • Costs less per square foot than 83% of homes in Gilmer County
  • Has a bigger lot than 81% of homes in Gilmer County
  • Older than 78% of homes in Gilmer County

What homes are worth in Talking Rock 30175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$1.2M

This home is worth more than 29% of homes in Talking Rock 30175.

How it measures up in Talking Rock 30175

The dot is this home. The mark in the middle is the typical home in Talking Rock 30175.

Estimated value$268,347
CheaperTypical $372,286Pricier

Pricier than 29% of homes nearby

Price per ft²$164
CheaperTypical $226Pricier

Pricier than 20% of homes nearby

Living area1,636 ft²
SmallerTypical 1,604 ft²Bigger

Bigger than 51% of homes nearby

Lot size4.37 ac
SmallerTypical 2.26 acBigger

Bigger than 68% of homes nearby

Year built1985
OlderTypical 2000Newer

Newer than 25% of homes nearby

How 87 Ruby Ridge Dr ranks against every home in each area.
MeasureThis homeTalking Rock 30175Gilmer County
Estimated valuepricier than$268,34729% of homes27% of homes
Price per ft²pricier than$16420% of homes17% of homes
Living areabigger than1,636 ft²51% of homes49% of homes
Lot sizebigger than4.37 ac68% of homes81% of homes
Year builtnewer than198525% of homes22% of homes

About 87 Ruby Ridge Dr

How much is 87 Ruby Ridge Dr, Talking Rock, GA worth?

The TopHap Estimate for 87 Ruby Ridge Dr, Talking Rock, GA is $268,347 as of Jul 14, 2026. The likely range is $156,407 to $380,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 87 Ruby Ridge Dr, Talking Rock, GA last sell?

87 Ruby Ridge Dr, Talking Rock, GA last sold on Nov 19, 2020, according to the county's recorded deed.

How big is 87 Ruby Ridge Dr, Talking Rock, GA?

87 Ruby Ridge Dr, Talking Rock, GA has 3 bedrooms, 2 bathrooms, 1,636 square feet of living space and a 4.37-acre lot.

When was 87 Ruby Ridge Dr, Talking Rock, GA built?

87 Ruby Ridge Dr, Talking Rock, GA was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 87 Ruby Ridge Dr, Talking Rock, GA?

87 Ruby Ridge Dr, Talking Rock, GA is assigned to Clear Creek Middle School (middle), rated A-; Gilmer High School (high), rated B+; Mountain View Elementary School (elementary), rated C+. All sit in Gilmer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 87 Ruby Ridge Dr, Talking Rock, GA compare to other homes in Talking Rock 30175?

Among the 2,940 homes in Talking Rock 30175, it is worth more than 29% of them ($268,347 against a typical $372,286), its price per square foot is higher than 20% of them ($164 against a typical $226), it is bigger than 51% of them (1,636 ft² against a typical 1,604 ft²), its lot is bigger than 68% of them (4.37 ac against a typical 2.26 ac) and it is newer than 25% of them (1985 against a typical 2000). Measured against all of Gilmer County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 87 Ruby Ridge Dr, Talking Rock, GA?

The 2025 property tax bill for 87 Ruby Ridge Dr, Talking Rock, GA was $281. The county assessed it at $116,480.

Closest homes

More homes in Talking Rock 30175

Assigned schools

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