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Single Family ResidenceResidential
$239,729$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $102,000 on Jan 10, 2014

8826 SADDLE RIDGE TRL

CHARLESTOWN, IN 47111
3
Beds
2
Baths
1,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$236K low$244K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$102,000 · Jan 10, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,730 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLARK
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charlestown Middle SchoolB+
Middle · Grades 6–8 · 0.1 mi
H
Charlestown High School
High · Grades 9–12 · 1.3 mi
E
Charlestown Elementary School
Elementary · Grades KG–5 · 2.3 mi

District: Greater Clark County Schools

Neighborhood · ZIP 47111These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,723
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,529
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8826 Saddle Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Charlestown 47111
  • Costs less per square foot than 73% of homes in Charlestown 47111
  • Has a smaller lot than 72% of homes in Charlestown 47111
  • Newer than 74% of homes in Clark County

What homes are worth in Charlestown 47111

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$610K

This home is worth more than 27% of homes in Charlestown 47111.

How it measures up in Charlestown 47111

The dot is this home. The mark in the middle is the typical home in Charlestown 47111.

Estimated value$239,729
CheaperTypical $306,176Pricier

Pricier than 27% of homes nearby

Price per ft²$162
CheaperTypical $190Pricier

Pricier than 27% of homes nearby

Living area1,480 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.24 ac
SmallerTypical 0.37 acBigger

Bigger than 28% of homes nearby

Year built2004
OlderTypical 2001Newer

Newer than 58% of homes nearby

How 8826 Saddle Ridge Trl ranks against every home in each area.
MeasureThis homeCharlestown 47111Clark County
Estimated valuepricier than$239,72927% of homes41% of homes
Price per ft²pricier than$16227% of homes39% of homes
Living areabigger than1,480 ft²39% of homes48% of homes
Lot sizebigger than0.24 ac28% of homes46% of homes
Year builtnewer than200458% of homes74% of homes

About 8826 Saddle Ridge Trl

How much is 8826 Saddle Ridge Trl, Charlestown, IN worth?

The TopHap Estimate for 8826 Saddle Ridge Trl, Charlestown, IN is $239,729 as of Sep 24, 2026. The likely range is $235,796 to $243,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8826 Saddle Ridge Trl, Charlestown, IN last sell?

8826 Saddle Ridge Trl, Charlestown, IN last sold on Jan 10, 2014 for $102,000, according to the county's recorded deed.

How big is 8826 Saddle Ridge Trl, Charlestown, IN?

8826 Saddle Ridge Trl, Charlestown, IN has 3 bedrooms, 2 bathrooms, 1,480 square feet of living space and a 0.24-acre lot.

When was 8826 Saddle Ridge Trl, Charlestown, IN built?

8826 Saddle Ridge Trl, Charlestown, IN was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 8826 Saddle Ridge Trl, Charlestown, IN?

8826 Saddle Ridge Trl, Charlestown, IN is assigned to Charlestown Middle School (middle), rated B+; Charlestown High School (high); Charlestown Elementary School (elementary). All sit in Greater Clark County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8826 Saddle Ridge Trl, Charlestown, IN compare to other homes in Charlestown 47111?

Among the 7,425 homes in Charlestown 47111, it is worth more than 27% of them ($239,729 against a typical $306,176), its price per square foot is higher than 27% of them ($162 against a typical $190), it is bigger than 39% of them (1,480 ft² against a typical 1,596 ft²), its lot is bigger than 28% of them (0.24 ac against a typical 0.37 ac) and it is newer than 58% of them (2004 against a typical 2001). Measured against all of Clark County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8826 Saddle Ridge Trl, Charlestown, IN?

The 2025 property tax bill for 8826 Saddle Ridge Trl, Charlestown, IN was $1,730. The county assessed it at $192,200.

More homes on Saddle Ridge Trl

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