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Single Family ResidenceResidential
$249,845$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

8840 SADDLE RIDGE TRL

CHARLESTOWN, IN 47111
3
Beds
2
Baths
1,339 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$241K low$259K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLARK
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charlestown Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
H
Charlestown High School
High · Grades 9–12 · 1.3 mi
E
Charlestown Elementary School
Elementary · Grades KG–5 · 2.3 mi

District: Greater Clark County Schools

Neighborhood · ZIP 47111These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,723
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,529
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8840 Saddle Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Charlestown 47111
  • Smaller than 74% of homes in Charlestown 47111
  • Has a smaller lot than 72% of homes in Charlestown 47111
  • Newer than 89% of homes in Clark County

What homes are worth in Charlestown 47111

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$610K

This home is worth more than 30% of homes in Charlestown 47111.

How it measures up in Charlestown 47111

The dot is this home. The mark in the middle is the typical home in Charlestown 47111.

Estimated value$249,845
CheaperTypical $306,176Pricier

Pricier than 30% of homes nearby

Price per ft²$187
CheaperTypical $190Pricier

Pricier than 47% of homes nearby

Living area1,339 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.23 ac
SmallerTypical 0.37 acBigger

Bigger than 28% of homes nearby

Year built2018
OlderTypical 2001Newer

Newer than 79% of homes nearby

How 8840 Saddle Ridge Trl ranks against every home in each area.
MeasureThis homeCharlestown 47111Clark County
Estimated valuepricier than$249,84530% of homes46% of homes
Price per ft²pricier than$18747% of homes60% of homes
Living areabigger than1,339 ft²26% of homes35% of homes
Lot sizebigger than0.23 ac28% of homes45% of homes
Year builtnewer than201879% of homes89% of homes

About 8840 Saddle Ridge Trl

How much is 8840 Saddle Ridge Trl, Charlestown, IN worth?

The TopHap Estimate for 8840 Saddle Ridge Trl, Charlestown, IN is $249,845 as of Sep 24, 2026. The likely range is $241,178 to $258,512. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8840 Saddle Ridge Trl, Charlestown, IN last sell?

8840 Saddle Ridge Trl, Charlestown, IN last sold on Jun 18, 2020, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8840 Saddle Ridge Trl, Charlestown, IN?

8840 Saddle Ridge Trl, Charlestown, IN has 3 bedrooms, 2 bathrooms, 1,339 square feet of living space and a 0.23-acre lot.

When was 8840 Saddle Ridge Trl, Charlestown, IN built?

8840 Saddle Ridge Trl, Charlestown, IN was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 8840 Saddle Ridge Trl, Charlestown, IN?

8840 Saddle Ridge Trl, Charlestown, IN is assigned to Charlestown Middle School (middle), rated B+; Charlestown High School (high); Charlestown Elementary School (elementary). All sit in Greater Clark County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8840 Saddle Ridge Trl, Charlestown, IN compare to other homes in Charlestown 47111?

Among the 7,425 homes in Charlestown 47111, it is worth more than 30% of them ($249,845 against a typical $306,176), its price per square foot is higher than 47% of them ($187 against a typical $190), it is bigger than 26% of them (1,339 ft² against a typical 1,596 ft²), its lot is bigger than 28% of them (0.23 ac against a typical 0.37 ac) and it is newer than 79% of them (2018 against a typical 2001). Measured against all of Clark County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8840 Saddle Ridge Trl, Charlestown, IN?

The 2025 property tax bill for 8840 Saddle Ridge Trl, Charlestown, IN was $4,366. The county assessed it at $218,300.

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