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CondominiumResidential
$724,750$664 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $254,500 on Apr 18, 2003

89 PASTO RICO

RANCHO SANTA MARGARITA, CA 92688
2
Beds
2.5
Baths
1,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,674 ft²
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$725K
$681K low$768K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$254,500 · Apr 18, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,400
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,500
WASHINGTON MUTUAL BANK FA · 6.1% 2 · recorded Jul 25, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,750
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,771 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,961 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$220,134
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,827
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$368,590

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
21
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.06
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arroyo Vista Elementary SchoolA
Elementary · Grades KG–5 · 0.1 mi
M
Arroyo Vista Middle SchoolA+
Middle · Grades 6–8 · 0.1 mi
H
Tesoro High SchoolA
High · Grades 9–12 · 2.8 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92688These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,998 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,429
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Pasto Rico measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Orange County
  • Costs more per square foot than 77% of homes in Rancho Santa Margarita 92688
  • Smaller than 88% of homes in Orange County
  • Has a smaller lot than 92% of homes in Orange County
  • Newer than 74% of homes in Orange County

What homes are worth in Rancho Santa Margarita 92688

Each bar is how many homes fall in that price range. The marker is this home.

This home
$388K$1.6M

This home is worth more than 27% of homes in Rancho Santa Margarita 92688.

How it measures up in Rancho Santa Margarita 92688

The dot is this home. The mark in the middle is the typical home in Rancho Santa Margarita 92688.

Estimated value$724,750
CheaperTypical $972,680Pricier

Pricier than 27% of homes nearby

Price per ft²$664
CheaperTypical $600Pricier

Pricier than 77% of homes nearby

Living area1,091 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 22% of homes nearby

Lot size2,674 ft²
SmallerTypical 4,269 ft²Bigger

Bigger than 15% of homes nearby

Year built1989
OlderTypical 1991Newer

Newer than 36% of homes nearby

How 89 Pasto Rico ranks against every home in each area.
MeasureThis homeRancho Santa Margarita SAMLARCRancho Santa Margarita 92688Orange County
Estimated valuepricier than$724,75039% of homes27% of homes19% of homes
Price per ft²pricier than$66473% of homes77% of homes61% of homes
Living areabigger than1,091 ft²33% of homes22% of homes12% of homes
Lot sizebigger than2,674 ft²19% of homes15% of homes8% of homes
Year builtnewer than198954% of homes36% of homes74% of homes

About 89 Pasto Rico

How much is 89 Pasto Rico, Rancho Santa Margarita, CA worth?

The TopHap Estimate for 89 Pasto Rico, Rancho Santa Margarita, CA is $724,750 as of Jun 23, 2026. The likely range is $681,265 to $768,235. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Pasto Rico, Rancho Santa Margarita, CA last sell?

89 Pasto Rico, Rancho Santa Margarita, CA last sold on Apr 18, 2003 for $254,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 89 Pasto Rico, Rancho Santa Margarita, CA?

89 Pasto Rico, Rancho Santa Margarita, CA has 2 bedrooms, 2.5 bathrooms, 1,091 square feet of living space and a 0.06-acre lot.

When was 89 Pasto Rico, Rancho Santa Margarita, CA built?

89 Pasto Rico, Rancho Santa Margarita, CA was built in 1989, making it 37 years old. It is a condo/apartment home.

What schools serve 89 Pasto Rico, Rancho Santa Margarita, CA?

89 Pasto Rico, Rancho Santa Margarita, CA is assigned to Arroyo Vista Elementary School (elementary), rated A; Arroyo Vista Middle School (middle), rated A+; Tesoro High School (high), rated A. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Pasto Rico, Rancho Santa Margarita, CA compare to other homes in Rancho Santa Margarita 92688?

Among the 13,068 homes in Rancho Santa Margarita 92688, it is worth more than 27% of them ($724,750 against a typical $972,680), its price per square foot is higher than 77% of them ($664 against a typical $600), it is bigger than 22% of them (1,091 ft² against a typical 1,551 ft²), its lot is bigger than 15% of them (2,674 ft² against a typical 4,269 ft²) and it is newer than 36% of them (1989 against a typical 1991). Measured against all of Orange County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Pasto Rico, Rancho Santa Margarita, CA?

The 2025 property tax bill for 89 Pasto Rico, Rancho Santa Margarita, CA was $3,771. The county assessed it at $375,961.

Closest homes

More homes in Rancho Santa Margarita 92688

Assigned schools

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