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Single Family ResidenceResidential
$288,076$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

89 RAY RD

PENN RUN, PA 15765
4
Beds
2.5
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$288K
$273K low$303K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$288,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$230,461

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,803 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyINDIANA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 600 ft²Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Penns Manor Area Elementary SchoolB
Elementary · Grades PK–5 · 4.7 mi
M
Penns Manor Area Jr. / Sr. SchoolC+
Middle · Grades 6–12 · 4.8 mi

District: Penns Manor Area School District

Neighborhood · ZIP 15765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,893
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,862
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,427
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Ray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Indiana County
  • Costs more per square foot than 90% of homes in Indiana County
  • Has a smaller lot than 71% of homes in Penn Run 15765
  • Newer than 79% of homes in Indiana County

What homes are worth in Penn Run 15765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$551K

This home is worth more than 77% of homes in Penn Run 15765.

How it measures up in Penn Run 15765

The dot is this home. The mark in the middle is the typical home in Penn Run 15765.

Estimated value$288,076
CheaperTypical $212,659Pricier

Pricier than 77% of homes nearby

Price per ft²$197
CheaperTypical $138Pricier

Pricier than 84% of homes nearby

Living area1,464 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 52% of homes nearby

Lot size1 ac
SmallerTypical 2.39 acBigger

Bigger than 29% of homes nearby

Year built1987
OlderTypical 1978Newer

Newer than 73% of homes nearby

How 89 Ray Rd ranks against every home in each area.
MeasureThis homePenn Run 15765Indiana County
Estimated valuepricier than$288,07677% of homes82% of homes
Price per ft²pricier than$19784% of homes90% of homes
Living areabigger than1,464 ft²52% of homes54% of homes
Lot sizebigger than1 ac29% of homes59% of homes
Year builtnewer than198773% of homes79% of homes

About 89 Ray Rd

How much is 89 Ray Rd, Penn Run, PA worth?

The TopHap Estimate for 89 Ray Rd, Penn Run, PA is $288,076 as of Jul 14, 2026. The likely range is $273,441 to $302,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Ray Rd, Penn Run, PA last sell?

89 Ray Rd, Penn Run, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 89 Ray Rd, Penn Run, PA?

89 Ray Rd, Penn Run, PA has 4 bedrooms, 2.5 bathrooms, 1,464 square feet of living space and a 1.00-acre lot.

When was 89 Ray Rd, Penn Run, PA built?

89 Ray Rd, Penn Run, PA was built in 1987, making it 39 years old. It is a bi-level home.

What schools serve 89 Ray Rd, Penn Run, PA?

89 Ray Rd, Penn Run, PA is assigned to Penns Manor Area Elementary School (elementary), rated B; Penns Manor Area Jr. / Sr. School (middle), rated C+. All sit in Penns Manor Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Ray Rd, Penn Run, PA compare to other homes in Penn Run 15765?

Among the 739 homes in Penn Run 15765, it is worth more than 77% of them ($288,076 against a typical $212,659), its price per square foot is higher than 84% of them ($197 against a typical $138), it is bigger than 52% of them (1,464 ft² against a typical 1,440 ft²), its lot is bigger than 29% of them (1 ac against a typical 2.39 ac) and it is newer than 73% of them (1987 against a typical 1978). Measured against all of Indiana County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Ray Rd, Penn Run, PA?

The 2026 property tax bill for 89 Ray Rd, Penn Run, PA was $2,803. The county assessed it at $165,000.

Closest homes

More homes in Penn Run 15765

Assigned schools

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