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Single Family ResidentialResidential
$419,226$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,000 on Nov 13, 2020

89 RIVERWALK CIR

HAYESVILLE, NC 28904
3
Beds
2
Baths
1,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.

Valuation

$419K
$340K low$499K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Nov 13, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$419,226
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$335,381

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$808 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.05

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hayesville Primary School
Elementary · Grades PK–2 · 0.5 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 0.6 mi
M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 0.6 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Riverwalk Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 81% of homes in Clay County
  • Among the smallest lots in Hayesville 28904
  • Newer than 95% of homes in Hayesville 28904

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.3M

This home is worth more than 61% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$419,226
CheaperTypical $357,942Pricier

Pricier than 61% of homes nearby

Price per ft²$269
CheaperTypical $191Pricier

Pricier than 79% of homes nearby

Living area1,558 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 41% of homes nearby

Lot size2,178 ft²
SmallerTypical 1.25 acBigger

Smaller than almost all homes nearby

Year built2021
OlderTypical 1993Newer

Newer than 95% of homes nearby

How 89 Riverwalk Cir ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$419,22661% of homes63% of homes
Price per ft²pricier than$26979% of homes81% of homes
Living areabigger than1,558 ft²41% of homes42% of homes
Lot sizebigger than2,178 ft²almost no homesalmost no homes
Year builtnewer than202195% of homes95% of homes

About 89 Riverwalk Cir

How much is 89 Riverwalk Cir, Hayesville, NC worth?

The TopHap Estimate for 89 Riverwalk Cir, Hayesville, NC is $419,226 as of Jul 14, 2026. The likely range is $339,658 to $498,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Riverwalk Cir, Hayesville, NC last sell?

89 Riverwalk Cir, Hayesville, NC last sold on Nov 13, 2020 for $25,000, according to the county's recorded deed.

How big is 89 Riverwalk Cir, Hayesville, NC?

89 Riverwalk Cir, Hayesville, NC has 3 bedrooms, 2 bathrooms, 1,558 square feet of living space and a 0.05-acre lot.

When was 89 Riverwalk Cir, Hayesville, NC built?

89 Riverwalk Cir, Hayesville, NC was built in 2021, making it 5 years old.

What schools serve 89 Riverwalk Cir, Hayesville, NC?

89 Riverwalk Cir, Hayesville, NC is assigned to Hayesville Primary School (elementary); Hayesville High School (high), rated B-; Hayesville Middle School (middle), rated C. All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Riverwalk Cir, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 61% of them ($419,226 against a typical $357,942), its price per square foot is higher than 79% of them ($269 against a typical $191), it is bigger than 41% of them (1,558 ft² against a typical 1,764 ft²), its lot is bigger than almost none of them (2,178 ft² against a typical 1.25 ac) and it is newer than 95% of them (2021 against a typical 1993). Measured against all of Clay County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Riverwalk Cir, Hayesville, NC?

The 2025 property tax bill for 89 Riverwalk Cir, Hayesville, NC was $808. The county assessed it at $150,700.

Closest homes

More homes in Hayesville 28904

Assigned schools

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