Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$161,728$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $35,000 on Aug 23, 1990

89 SAMPSON ROCK RD

FROSTBURG, MD 21532
2
Baths
988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$162K
$117K low$206K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Aug 23, 1990
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.116%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,400
PRINCIPAL RESIDENTIAL MTG · recorded Jun 10, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$66,952
CITIBANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,611 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.11.97
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 600 ft²Patio · 432 ft²Porch · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Route 40 Elementary SchoolC+
Elementary · Grades PK–5 · 4.0 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 19.2 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 19.4 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,604
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Sampson Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Garrett County
  • Costs more per square foot than 81% of homes in Frostburg 21532
  • Smaller than 90% of homes in Frostburg 21532
  • Has a bigger lot than 97% of homes in Frostburg 21532
  • Older than 89% of homes in Garrett County

What homes are worth in Frostburg 21532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$471K

This home is worth more than 52% of homes in Frostburg 21532.

How it measures up in Frostburg 21532

The dot is this home. The mark in the middle is the typical home in Frostburg 21532.

Estimated value$161,728
CheaperTypical $157,742Pricier

Pricier than 52% of homes nearby

Price per ft²$164
CheaperTypical $108Pricier

Pricier than 81% of homes nearby

Living area988 ft²
SmallerTypical 1,487 ft²Bigger

Bigger than 10% of homes nearby

Lot size11.97 ac
SmallerTypical 0.35 acBigger

Bigger than 97% of homes nearby

Year built1930
OlderTypical 1954Newer

Newer than 38% of homes nearby

How 89 Sampson Rock Rd ranks against every home in each area.
MeasureThis homeFrostburg 21532Garrett County
Estimated valuepricier than$161,72852% of homes19% of homes
Price per ft²pricier than$16481% of homes35% of homes
Living areabigger than988 ft²10% of homes14% of homes
Lot sizebigger than11.97 ac97% of homes90% of homes
Year builtnewer than193038% of homes11% of homes

About 89 Sampson Rock Rd

How much is 89 Sampson Rock Rd, Frostburg, MD worth?

The TopHap Estimate for 89 Sampson Rock Rd, Frostburg, MD is $161,728 as of Jul 14, 2026. The likely range is $116,993 to $206,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Sampson Rock Rd, Frostburg, MD last sell?

89 Sampson Rock Rd, Frostburg, MD last sold on Aug 23, 1990 for $35,000, according to the county's recorded deed.

How big is 89 Sampson Rock Rd, Frostburg, MD?

89 Sampson Rock Rd, Frostburg, MD has 2 bathrooms, 988 square feet of living space and a 11.97-acre lot.

When was 89 Sampson Rock Rd, Frostburg, MD built?

89 Sampson Rock Rd, Frostburg, MD was built in 1930, making it 96 years old. It is a conventional home. The building has 1 story.

What schools serve 89 Sampson Rock Rd, Frostburg, MD?

89 Sampson Rock Rd, Frostburg, MD is assigned to Route 40 Elementary School (elementary), rated C+; Northern Garrett High School (high), rated B+; Northern Middle School (middle), rated A-. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Sampson Rock Rd, Frostburg, MD compare to other homes in Frostburg 21532?

Among the 5,117 homes in Frostburg 21532, it is worth more than 52% of them ($161,728 against a typical $157,742), its price per square foot is higher than 81% of them ($164 against a typical $108), it is bigger than 10% of them (988 ft² against a typical 1,487 ft²), its lot is bigger than 97% of them (11.97 ac against a typical 0.35 ac) and it is newer than 38% of them (1930 against a typical 1954). Measured against all of Garrett County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Sampson Rock Rd, Frostburg, MD?

The 2026 property tax bill for 89 Sampson Rock Rd, Frostburg, MD was $1,611. The county assessed it at $157,400.

Closest homes

More homes in Frostburg 21532

Assigned schools

Explore the area

See this home in context

Open 89 Sampson Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map