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Single Family ResidenceResidential
$350,254$412 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,000 on May 3, 2010

89 SMITHFIELD CT

BASKING RIDGE, NJ 07920
0
Baths
850 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
502 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$350K
$339K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,000 · May 3, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$273,254
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$218,603
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,000
WELLS FARGO BANK NA · recorded May 3, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,334 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$334,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William Annin Middle SchoolA
Middle · Grades 6–8 · 2.0 mi
E
Cedar Hill Elementary SchoolA
Elementary · Grades KG–5 · 2.1 mi
H
Ridge High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Bernards Township School District

Neighborhood · ZIP 07920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.20
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,676
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$170,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$228,687
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Smithfield Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Basking Ridge 07920
  • Costs more per square foot than 79% of homes in Somerset County
  • Smaller than 97% of homes in Basking Ridge 07920
  • Has a smaller lot than 95% of homes in Somerset County

What homes are worth in Basking Ridge 07920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$312K$2.5M

This home is worth more than 5% of homes in Basking Ridge 07920.

How it measures up in Basking Ridge 07920

The dot is this home. The mark in the middle is the typical home in Basking Ridge 07920.

Estimated value$350,254
CheaperTypical $957,610Pricier

Pricier than 5% of homes nearby

Price per ft²$412
CheaperTypical $424Pricier

Pricier than 42% of homes nearby

Living area850 ft²
SmallerTypical 2,134 ft²Bigger

Bigger than 3% of homes nearby

Lot size502 ft²
SmallerTypical 0.32 acBigger

Bigger than 12% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 59% of homes nearby

How 89 Smithfield Ct ranks against every home in each area.
MeasureThis homeBasking Ridge 07920Somerset County
Estimated valuepricier than$350,2545% of homes5% of homes
Price per ft²pricier than$41242% of homes79% of homes
Living areabigger than850 ft²3% of homes3% of homes
Lot sizebigger than502 ft²12% of homes5% of homes
Year builtnewer than198759% of homes64% of homes

About 89 Smithfield Ct

How much is 89 Smithfield Ct, Basking Ridge, NJ worth?

The TopHap Estimate for 89 Smithfield Ct, Basking Ridge, NJ is $350,254 as of Jul 14, 2026. The likely range is $339,471 to $361,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Smithfield Ct, Basking Ridge, NJ last sell?

89 Smithfield Ct, Basking Ridge, NJ last sold on May 3, 2010 for $228,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 89 Smithfield Ct, Basking Ridge, NJ?

89 Smithfield Ct, Basking Ridge, NJ has 850 square feet of living space and a 0.01-acre lot.

When was 89 Smithfield Ct, Basking Ridge, NJ built?

89 Smithfield Ct, Basking Ridge, NJ was built in 1987, making it 39 years old. It is a condo/apartment home.

What schools serve 89 Smithfield Ct, Basking Ridge, NJ?

89 Smithfield Ct, Basking Ridge, NJ is assigned to William Annin Middle School (middle), rated A; Cedar Hill Elementary School (elementary), rated A; Ridge High School (high), rated B+. All sit in Bernards Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Smithfield Ct, Basking Ridge, NJ compare to other homes in Basking Ridge 07920?

Among the 9,639 homes in Basking Ridge 07920, it is worth more than 5% of them ($350,254 against a typical $957,610), its price per square foot is higher than 42% of them ($412 against a typical $424), it is bigger than 3% of them (850 ft² against a typical 2,134 ft²), its lot is bigger than 12% of them (502 ft² against a typical 0.32 ac) and it is newer than 59% of them (1987 against a typical 1986). Measured against all of Somerset County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Smithfield Ct, Basking Ridge, NJ?

The 2025 property tax bill for 89 Smithfield Ct, Basking Ridge, NJ was $5,334. The county assessed it at $334,400.

Closest homes

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Assigned schools

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