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Single Family ResidenceResidential
$435,073$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

895 RIDGEWOOD RD

MIDDLETOWN, CT 06457
4
Beds
2 / 1
Baths
2,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$411K low$459K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$185,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$148,058
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
CITIZENS BANK OF CT · recorded Nov 13, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,550 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,120 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,884

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLOWER CONNECTICUT RIVER VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1977
Lot (acres)The size of the land the home sits on, from county records.0.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lawrence SchoolD
Elementary · Grades PK–5 · 0.5 mi
H
Middletown High SchoolC-
High · Grades 9–12 · 1.0 mi
M
Beman Middle SchoolC
Middle · Grades 6–8 · 4.1 mi

District: Middletown School District

Neighborhood · ZIP 06457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.44,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,028 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,781
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

895 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Middletown 06457
  • Costs less per square foot than 97% of homes in Lower Connecticut River Valley County
  • Bigger than 86% of homes in Middletown 06457
  • Has a bigger lot than 69% of homes in Middletown 06457
  • Older than 74% of homes in Lower Connecticut River Valley County

What homes are worth in Middletown 06457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$776K

This home is worth more than 67% of homes in Middletown 06457.

How it measures up in Middletown 06457

The dot is this home. The mark in the middle is the typical home in Middletown 06457.

Estimated value$435,073
CheaperTypical $379,752Pricier

Pricier than 67% of homes nearby

Price per ft²$182
CheaperTypical $255Pricier

Pricier than 6% of homes nearby

Living area2,388 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.51 ac
SmallerTypical 0.37 acBigger

Bigger than 69% of homes nearby

Year built1952
OlderTypical 1971Newer

Newer than 28% of homes nearby

How 895 Ridgewood Rd ranks against every home in each area.
MeasureThis homeMiddletown 06457Lower Connecticut River Valley County
Estimated valuepricier than$435,07367% of homes37% of homes
Price per ft²pricier than$1826% of homes3% of homes
Living areabigger than2,388 ft²86% of homes79% of homes
Lot sizebigger than0.51 ac69% of homes42% of homes
Year builtnewer than195228% of homes26% of homes

About 895 Ridgewood Rd

How much is 895 Ridgewood Rd, Middletown, CT worth?

The TopHap Estimate for 895 Ridgewood Rd, Middletown, CT is $435,073 as of Jul 14, 2026. The likely range is $410,745 to $459,401. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 895 Ridgewood Rd, Middletown, CT last sell?

895 Ridgewood Rd, Middletown, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 895 Ridgewood Rd, Middletown, CT?

895 Ridgewood Rd, Middletown, CT has 4 bedrooms, 2 bathrooms, 2,388 square feet of living space and a 0.51-acre lot.

When was 895 Ridgewood Rd, Middletown, CT built?

895 Ridgewood Rd, Middletown, CT was built in 1952, making it 74 years old. It is a cape cod home. The building has 2 stories.

What schools serve 895 Ridgewood Rd, Middletown, CT?

895 Ridgewood Rd, Middletown, CT is assigned to Lawrence School (elementary), rated D; Middletown High School (high), rated C-; Beman Middle School (middle), rated C. All sit in Middletown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 895 Ridgewood Rd, Middletown, CT compare to other homes in Middletown 06457?

Among the 12,599 homes in Middletown 06457, it is worth more than 67% of them ($435,073 against a typical $379,752), its price per square foot is higher than 6% of them ($182 against a typical $255), it is bigger than 86% of them (2,388 ft² against a typical 1,482 ft²), its lot is bigger than 69% of them (0.51 ac against a typical 0.37 ac) and it is newer than 28% of them (1952 against a typical 1971). Measured against all of Lower Connecticut River Valley County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 895 Ridgewood Rd, Middletown, CT?

The 2024 property tax bill for 895 Ridgewood Rd, Middletown, CT was $7,550. The county assessed it at $224,120.

Closest homes

More homes in Middletown 06457

Assigned schools

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