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Single Family ResidenceResidential
$430,643$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Jun 26, 2018

895 RIVERSIDE DR

VERMILION, OH 44089
3
Beds
3 / 1
Baths
3,123 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,977 ft²
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$431K
$374K low$487K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Jun 26, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,643
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$194,000
THE HUNTINGTON NATIONAL BANK · recorded Apr 23, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,995 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,042 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,739
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,303
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,550

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.79 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyERIE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 66 ft²Porch · 234 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vermilion High SchoolA-
High · Grades 8–12 · 0.6 mi
E
Vermilion Elementary SchoolB
Elementary · Grades PK–3 · 0.8 mi
M
Sailorway Middle SchoolB
Middle · Grades 4–7 · 0.9 mi

District: Vermilion Local School District

Neighborhood · ZIP 44089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,721
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

895 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Erie County
  • Costs less per square foot than 76% of homes in Vermilion 44089
  • Bigger than 95% of homes in Vermilion 44089
  • Has a smaller lot than 89% of homes in Vermilion 44089

What homes are worth in Vermilion 44089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$927K

This home is worth more than 81% of homes in Vermilion 44089.

How it measures up in Vermilion 44089

The dot is this home. The mark in the middle is the typical home in Vermilion 44089.

Estimated value$430,643
CheaperTypical $271,712Pricier

Pricier than 81% of homes nearby

Price per ft²$138
CheaperTypical $172Pricier

Pricier than 24% of homes nearby

Living area3,123 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 95% of homes nearby

Lot size3,977 ft²
SmallerTypical 0.25 acBigger

Bigger than 11% of homes nearby

Year built1965
OlderTypical 1972Newer

Newer than 42% of homes nearby

How 895 Riverside Dr ranks against every home in each area.
MeasureThis homeVermilion 44089Erie County
Estimated valuepricier than$430,64381% of homes86% of homes
Price per ft²pricier than$13824% of homes44% of homes
Living areabigger than3,123 ft²95% of homes94% of homes
Lot sizebigger than3,977 ft²11% of homes12% of homes
Year builtnewer than196542% of homes53% of homes

About 895 Riverside Dr

How much is 895 Riverside Dr, Vermilion, OH worth?

The TopHap Estimate for 895 Riverside Dr, Vermilion, OH is $430,643 as of Jul 14, 2026. The likely range is $374,057 to $487,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 895 Riverside Dr, Vermilion, OH last sell?

895 Riverside Dr, Vermilion, OH last sold on Jun 26, 2018 for $245,000, according to the county's recorded deed.

How big is 895 Riverside Dr, Vermilion, OH?

895 Riverside Dr, Vermilion, OH has 3 bedrooms, 3 bathrooms, 3,123 square feet of living space and a 0.09-acre lot.

When was 895 Riverside Dr, Vermilion, OH built?

895 Riverside Dr, Vermilion, OH was built in 1965, making it 61 years old. The building has 2 stories.

What schools serve 895 Riverside Dr, Vermilion, OH?

895 Riverside Dr, Vermilion, OH is assigned to Vermilion High School (high), rated A-; Vermilion Elementary School (elementary), rated B; Sailorway Middle School (middle), rated B. All sit in Vermilion Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 895 Riverside Dr, Vermilion, OH compare to other homes in Vermilion 44089?

Among the 7,596 homes in Vermilion 44089, it is worth more than 81% of them ($430,643 against a typical $271,712), its price per square foot is higher than 24% of them ($138 against a typical $172), it is bigger than 95% of them (3,123 ft² against a typical 1,626 ft²), its lot is bigger than 11% of them (3,977 ft² against a typical 0.25 ac) and it is newer than 42% of them (1965 against a typical 1972). Measured against all of Erie County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 895 Riverside Dr, Vermilion, OH?

The 2025 property tax bill for 895 Riverside Dr, Vermilion, OH was $2,995. The county assessed it at $95,042.

Closest homes

More homes in Vermilion 44089

Assigned schools

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