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Single Family ResidenceResidential
$194,649$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8956 ROUTE 28

POLAND, NY 13431
3
Beds
2 / 1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$175K low$214K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,649
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,719
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA NA · recorded Jul 5, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,781 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,864

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.0.86
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Poland Junior-Senior High SchoolA
Middle · Grades 6–12 · 0.6 mi
E
Poland Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi

District: Poland Central School District

Neighborhood · ZIP 13431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,747
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,125
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8956 Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Herkimer County
  • Smaller than 77% of homes in Poland 13431
  • Has a smaller lot than 77% of homes in Poland 13431
  • Newer than 65% of homes in Herkimer County

What homes are worth in Poland 13431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$505K

This home is worth more than 40% of homes in Poland 13431.

How it measures up in Poland 13431

The dot is this home. The mark in the middle is the typical home in Poland 13431.

Estimated value$194,649
CheaperTypical $222,712Pricier

Pricier than 40% of homes nearby

Price per ft²$154
CheaperTypical $138Pricier

Pricier than 63% of homes nearby

Living area1,260 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.86 ac
SmallerTypical 2.4 acBigger

Bigger than 23% of homes nearby

Year built1969
OlderTypical 1971Newer

Newer than 47% of homes nearby

How 8956 Route 28 ranks against every home in each area.
MeasureThis homePoland 13431Herkimer County
Estimated valuepricier than$194,64940% of homes53% of homes
Price per ft²pricier than$15463% of homes69% of homes
Living areabigger than1,260 ft²23% of homes32% of homes
Lot sizebigger than0.86 ac23% of homes56% of homes
Year builtnewer than196947% of homes65% of homes

About 8956 Route 28

How much is 8956 Route 28, Poland, NY worth?

The TopHap Estimate for 8956 Route 28, Poland, NY is $194,649 as of Jul 14, 2026. The likely range is $175,327 to $213,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 8956 Route 28, Poland, NY?

8956 Route 28, Poland, NY has 3 bedrooms, 2 bathrooms, 1,260 square feet of living space and a 0.86-acre lot.

When was 8956 Route 28, Poland, NY built?

8956 Route 28, Poland, NY was built in 1969, making it 57 years old. It is a ranch home. The building has 1 story.

What schools serve 8956 Route 28, Poland, NY?

8956 Route 28, Poland, NY is assigned to Poland Junior-Senior High School (middle), rated A; Poland Elementary School (elementary), rated A-. All sit in Poland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8956 Route 28, Poland, NY compare to other homes in Poland 13431?

Among the 756 homes in Poland 13431, it is worth more than 40% of them ($194,649 against a typical $222,712), its price per square foot is higher than 63% of them ($154 against a typical $138), it is bigger than 23% of them (1,260 ft² against a typical 1,638 ft²), its lot is bigger than 23% of them (0.86 ac against a typical 2.4 ac) and it is newer than 47% of them (1969 against a typical 1971). Measured against all of Herkimer County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8956 Route 28, Poland, NY?

The 2024 property tax bill for 8956 Route 28, Poland, NY was $1,781. The county assessed it at $102,000.

Closest homes

More homes in Poland 13431

Assigned schools

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