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Single Family ResidenceResidential
$679,635$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $495,000 on Dec 15, 2023

896 RIDGE RD

RENSSELAER, NY 12144
3
Beds
3.5
Baths
3,283 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$680K
$641K low$719K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Dec 15, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$434,635
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$347,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
HUNT MORTGAGE · P · recorded Dec 15, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,723 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$109,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$409,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$519,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.9.59
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 2,500 ft²Porch · 1,260 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Howard L Goff SchoolB+
Middle · Grades 6–8 · 1.1 mi
E
Red Mill SchoolB+
Elementary · Grades PK–5 · 2.5 mi
H
Columbia High SchoolA-
High · Grades 9–12 · 3.5 mi

District: East Greenbush Central School District

Neighborhood · ZIP 12144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,873
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

896 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Rensselaer 12144
  • Bigger than 98% of homes in Rensselaer 12144
  • Among the largest lots in Rensselaer 12144
  • Newer than 96% of homes in Rensselaer 12144

What homes are worth in Rensselaer 12144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$728K

This home is worth more than 97% of homes in Rensselaer 12144.

How it measures up in Rensselaer 12144

The dot is this home. The mark in the middle is the typical home in Rensselaer 12144.

Estimated value$679,635
CheaperTypical $291,574Pricier

Pricier than 97% of homes nearby

Price per ft²$207
CheaperTypical $215Pricier

Pricier than 45% of homes nearby

Living area3,283 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 98% of homes nearby

Lot size9.59 ac
SmallerTypical 0.19 acBigger

Bigger than almost all homes nearby

Year built2010
OlderTypical 1955Newer

Newer than 96% of homes nearby

How 896 Ridge Rd ranks against every home in each area.
MeasureThis homeRensselaer 12144Rensselaer County
Estimated valuepricier than$679,63597% of homes97% of homes
Price per ft²pricier than$20745% of homes50% of homes
Living areabigger than3,283 ft²98% of homes95% of homes
Lot sizebigger than9.59 acalmost all homes92% of homes
Year builtnewer than201096% of homes95% of homes

About 896 Ridge Rd

How much is 896 Ridge Rd, Rensselaer, NY worth?

The TopHap Estimate for 896 Ridge Rd, Rensselaer, NY is $679,635 as of Jul 14, 2026. The likely range is $640,545 to $718,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 896 Ridge Rd, Rensselaer, NY last sell?

896 Ridge Rd, Rensselaer, NY last sold on Dec 15, 2023 for $495,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 896 Ridge Rd, Rensselaer, NY?

896 Ridge Rd, Rensselaer, NY has 3 bedrooms, 3.5 bathrooms, 3,283 square feet of living space and a 9.59-acre lot.

When was 896 Ridge Rd, Rensselaer, NY built?

896 Ridge Rd, Rensselaer, NY was built in 2010, making it 16 years old. It is a contemporary home. The building has 1 story.

What schools serve 896 Ridge Rd, Rensselaer, NY?

896 Ridge Rd, Rensselaer, NY is assigned to Howard L Goff School (middle), rated B+; Red Mill School (elementary), rated B+; Columbia High School (high), rated A-. All sit in East Greenbush Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 896 Ridge Rd, Rensselaer, NY compare to other homes in Rensselaer 12144?

Among the 6,575 homes in Rensselaer 12144, it is worth more than 97% of them ($679,635 against a typical $291,574), its price per square foot is higher than 45% of them ($207 against a typical $215), it is bigger than 98% of them (3,283 ft² against a typical 1,539 ft²), its lot is bigger than almost all of them (9.59 ac against a typical 0.19 ac) and it is newer than 96% of them (2010 against a typical 1955). Measured against all of Rensselaer County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 896 Ridge Rd, Rensselaer, NY?

The 2025 property tax bill for 896 Ridge Rd, Rensselaer, NY was $12,723. The county assessed it at $519,000.

More homes on Ridge Rd

Closest homes

More homes in Rensselaer 12144

Assigned schools

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