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Single Family ResidenceResidential
$298,122$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8970 STATE ROUTE 49

CELINA, OH 45822
3
Beds
2.5
Baths
2,971 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$298K
$263K low$333K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,138
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$159,200
DYNAMIC FEDERAL CREDIT UNION INC · recorded Apr 1, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
THE PEOPLES BANK CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,913 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.2.56
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Parkway Middle SchoolB+
Middle · Grades 5–8 · 8.6 mi
H
Parkway High SchoolB+
High · Grades 9–12 · 8.6 mi
E
Parkway Elementary SchoolA
Elementary · Grades PK–4 · 8.6 mi

District: Parkway Local School District

Neighborhood · ZIP 45822These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.217
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,492
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,528
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8970 State Route 49 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Celina 45822
  • Costs less per square foot than 91% of homes in Celina 45822
  • Bigger than 97% of homes in Celina 45822
  • Has a bigger lot than 93% of homes in Celina 45822
  • Among the oldest homes in Celina 45822

What homes are worth in Celina 45822

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$695K

This home is worth more than 65% of homes in Celina 45822.

How it measures up in Celina 45822

The dot is this home. The mark in the middle is the typical home in Celina 45822.

Estimated value$298,122
CheaperTypical $236,509Pricier

Pricier than 65% of homes nearby

Price per ft²$100
CheaperTypical $169Pricier

Pricier than 9% of homes nearby

Living area2,971 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.56 ac
SmallerTypical 0.25 acBigger

Bigger than 93% of homes nearby

Year built1886
OlderTypical 1971Newer

Older than almost all homes nearby

How 8970 State Route 49 ranks against every home in each area.
MeasureThis homeCelina 45822Mercer County
Estimated valuepricier than$298,12265% of homes62% of homes
Price per ft²pricier than$1009% of homes11% of homes
Living areabigger than2,971 ft²97% of homes96% of homes
Lot sizebigger than2.56 ac93% of homes90% of homes
Year builtnewer than1886almost no homesalmost no homes

About 8970 State Route 49

How much is 8970 State Route 49, Celina, OH worth?

The TopHap Estimate for 8970 State Route 49, Celina, OH is $298,122 as of Jul 14, 2026. The likely range is $263,223 to $333,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8970 State Route 49, Celina, OH last sell?

8970 State Route 49, Celina, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 8970 State Route 49, Celina, OH?

8970 State Route 49, Celina, OH has 3 bedrooms, 2.5 bathrooms, 2,971 square feet of living space and a 2.56-acre lot.

When was 8970 State Route 49, Celina, OH built?

8970 State Route 49, Celina, OH was built in 1886, making it 140 years old. The building has 2 stories.

What schools serve 8970 State Route 49, Celina, OH?

8970 State Route 49, Celina, OH is assigned to Parkway Middle School (middle), rated B+; Parkway High School (high), rated B+; Parkway Elementary School (elementary), rated A. All sit in Parkway Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8970 State Route 49, Celina, OH compare to other homes in Celina 45822?

Among the 8,846 homes in Celina 45822, it is worth more than 65% of them ($298,122 against a typical $236,509), its price per square foot is higher than 9% of them ($100 against a typical $169), it is bigger than 97% of them (2,971 ft² against a typical 1,396 ft²), its lot is bigger than 93% of them (2.56 ac against a typical 0.25 ac) and it is newer than almost none of them (1886 against a typical 1971). Measured against all of Mercer County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8970 State Route 49, Celina, OH?

The 2025 property tax bill for 8970 State Route 49, Celina, OH was $2,913. The county assessed it at $85,720.

Closest homes

More homes in Celina 45822

Assigned schools

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