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Single Family ResidenceResidential
$1,527,683$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $188,000 on Mar 31, 2011

8974 WHISPER CREEK TRL

ROCKFORD, MN 55373
7
Beds
5 / 3
Baths
5,387 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.3M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$188,000 · Mar 31, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$651,683
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$521,346
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$876,000
ALERUS MTG · recorded Dec 1, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,330,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$260,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,070,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,333,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,330,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHENNEPIN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 196 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rockford High SchoolA
High · Grades 9–12 · 2.3 mi
E
Rockford Elementary SchoolC
Elementary · Grades KG–4 · 2.3 mi
M
Rockford Middle SchoolB-
Middle · Grades 5–8 · 2.7 mi

District: Rockford Area School District 883

Neighborhood · ZIP 55373These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,401
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8974 Whisper Creek Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rockford 55373
  • Costs more per square foot than 85% of homes in Rockford 55373
  • Among the largest homes in Rockford 55373
  • Among the largest lots in Hennepin County
  • Newer than 94% of homes in Hennepin County

What homes are worth in Rockford 55373

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$1.1M

This home is worth more than almost all homes in Rockford 55373.

How it measures up in Rockford 55373

The dot is this home. The mark in the middle is the typical home in Rockford 55373.

Estimated value$1,527,683
CheaperTypical $286,768Pricier

Pricier than almost all homes nearby

Price per ft²$284
CheaperTypical $199Pricier

Pricier than 85% of homes nearby

Living area5,387 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than almost all homes nearby

Lot size9.75 ac
SmallerTypical 0.33 acBigger

Bigger than 98% of homes nearby

Year built2014
OlderTypical 1998Newer

Newer than 82% of homes nearby

How 8974 Whisper Creek Trl ranks against every home in each area.
MeasureThis homeRockford 55373Hennepin County
Estimated valuepricier than$1,527,683almost all homes98% of homes
Price per ft²pricier than$28485% of homes76% of homes
Living areabigger than5,387 ft²almost all homesalmost all homes
Lot sizebigger than9.75 ac98% of homesalmost all homes
Year builtnewer than201482% of homes94% of homes

About 8974 Whisper Creek Trl

How much is 8974 Whisper Creek Trl, Rockford, MN worth?

The TopHap Estimate for 8974 Whisper Creek Trl, Rockford, MN is $1,527,683 as of Jul 14, 2026. The likely range is $1,292,895 to $1,762,471. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8974 Whisper Creek Trl, Rockford, MN last sell?

8974 Whisper Creek Trl, Rockford, MN last sold on Mar 31, 2011 for $188,000, according to the county's recorded deed.

How big is 8974 Whisper Creek Trl, Rockford, MN?

8974 Whisper Creek Trl, Rockford, MN has 7 bedrooms, 5 bathrooms and 5,387 square feet of living space.

When was 8974 Whisper Creek Trl, Rockford, MN built?

8974 Whisper Creek Trl, Rockford, MN was built in 2014, making it 12 years old. It is a colonial home. The building has 2 stories.

What schools serve 8974 Whisper Creek Trl, Rockford, MN?

8974 Whisper Creek Trl, Rockford, MN is assigned to Rockford High School (high), rated A; Rockford Elementary School (elementary), rated C; Rockford Middle School (middle), rated B-. All sit in Rockford Area School District 883. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8974 Whisper Creek Trl, Rockford, MN compare to other homes in Rockford 55373?

Among the 2,243 homes in Rockford 55373, it is worth more than almost all of them ($1,527,683 against a typical $286,768), its price per square foot is higher than 85% of them ($284 against a typical $199), it is bigger than almost all of them (5,387 ft² against a typical 1,400 ft²), its lot is bigger than 98% of them (9.75 ac against a typical 0.33 ac) and it is newer than 82% of them (2014 against a typical 1998). Measured against all of Hennepin County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8974 Whisper Creek Trl, Rockford, MN?

The 2025 property tax bill for 8974 Whisper Creek Trl, Rockford, MN was $18,564. The county assessed it at $1,330,200.

Closest homes

More homes in Rockford 55373

Assigned schools

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