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Single Family ResidenceResidential
$471,770$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $29,000 on Nov 24, 2003

8981 RUGGLES RD

BARODA, MI 49101
3
Beds
2
Baths
1,827 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$472K
$439K low$505K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$29,000 · Nov 24, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$456,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$365,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
TEACHERS CU · recorded Jun 26, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,539 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$416,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.1.19
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 49101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,806
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,839
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8981 Ruggles Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Berrien County
  • Costs more per square foot than 77% of homes in Baroda 49101
  • Bigger than 69% of homes in Berrien County
  • Has a bigger lot than 76% of homes in Berrien County
  • Newer than 92% of homes in Berrien County

What homes are worth in Baroda 49101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$820K

This home is worth more than 78% of homes in Baroda 49101.

How it measures up in Baroda 49101

The dot is this home. The mark in the middle is the typical home in Baroda 49101.

Estimated value$471,770
CheaperTypical $334,110Pricier

Pricier than 78% of homes nearby

Price per ft²$258
CheaperTypical $220Pricier

Pricier than 77% of homes nearby

Living area1,827 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 63% of homes nearby

Lot size1.19 ac
SmallerTypical 1.79 acBigger

Bigger than 43% of homes nearby

Year built2005
OlderTypical 1967Newer

Newer than 91% of homes nearby

How 8981 Ruggles Rd ranks against every home in each area.
MeasureThis homeBaroda 49101Berrien County
Estimated valuepricier than$471,77078% of homes79% of homes
Price per ft²pricier than$25877% of homes77% of homes
Living areabigger than1,827 ft²63% of homes69% of homes
Lot sizebigger than1.19 ac43% of homes76% of homes
Year builtnewer than200591% of homes92% of homes

About 8981 Ruggles Rd

How much is 8981 Ruggles Rd, Baroda, MI worth?

The TopHap Estimate for 8981 Ruggles Rd, Baroda, MI is $471,770 as of Jun 23, 2026. The likely range is $438,746 to $504,793. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8981 Ruggles Rd, Baroda, MI last sell?

8981 Ruggles Rd, Baroda, MI last sold on Nov 24, 2003 for $29,000, according to the county's recorded deed.

How big is 8981 Ruggles Rd, Baroda, MI?

8981 Ruggles Rd, Baroda, MI has 3 bedrooms, 2 bathrooms, 1,827 square feet of living space and a 1.19-acre lot.

When was 8981 Ruggles Rd, Baroda, MI built?

8981 Ruggles Rd, Baroda, MI was built in 2005, making it 21 years old. It is a raised ranch home.

How does 8981 Ruggles Rd, Baroda, MI compare to other homes in Baroda 49101?

Among the 967 homes in Baroda 49101, it is worth more than 78% of them ($471,770 against a typical $334,110), its price per square foot is higher than 77% of them ($258 against a typical $220), it is bigger than 63% of them (1,827 ft² against a typical 1,634 ft²), its lot is bigger than 43% of them (1.19 ac against a typical 1.79 ac) and it is newer than 91% of them (2005 against a typical 1967). Measured against all of Berrien County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8981 Ruggles Rd, Baroda, MI?

The 2025 property tax bill for 8981 Ruggles Rd, Baroda, MI was $4,539. The county assessed it at $208,200.

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