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Single Family ResidentialResidential
$482,087$443 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $450,000 on May 23, 2023

8A195 INDEPENDENCE DR

APPLE RIVER, IL 61001
0
Baths
1,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.

Valuation

$482K
$451K low$513K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · May 23, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$482,087
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$385,670

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,584 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,443 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,706
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,737
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,659
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,329

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJO DAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.70
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warren Elementary SchoolA-
Elementary · Grades PK–5 · 9.9 mi
M
Warren Jr/Sr High SchoolB+
Middle · Grades 6–12 · 9.9 mi

District: Warren Community Unit School District 205

Neighborhood · ZIP 61001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,202
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,840
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8a195 Independence Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Jo Daviess County
  • Costs more per square foot than 98% of homes in Jo Daviess County
  • Smaller than 81% of homes in Apple River 61001
  • Has a bigger lot than 69% of homes in Apple River 61001

What homes are worth in Apple River 61001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$767K

This home is worth more than 87% of homes in Apple River 61001.

How it measures up in Apple River 61001

The dot is this home. The mark in the middle is the typical home in Apple River 61001.

Estimated value$482,087
CheaperTypical $314,610Pricier

Pricier than 87% of homes nearby

Price per ft²$443
CheaperTypical $239Pricier

Pricier than 94% of homes nearby

Living area1,088 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.7 ac
SmallerTypical 0.49 acBigger

Bigger than 69% of homes nearby

Year built1983
OlderTypical 1988Newer

Newer than 44% of homes nearby

How 8a195 Independence Dr ranks against every home in each area.
MeasureThis homeApple River 61001Jo Daviess County
Estimated valuepricier than$482,08787% of homes91% of homes
Price per ft²pricier than$44394% of homes98% of homes
Living areabigger than1,088 ft²19% of homes25% of homes
Lot sizebigger than0.7 ac69% of homes57% of homes
Year builtnewer than198344% of homes58% of homes

About 8a195 Independence Dr

How much is 8a195 Independence Dr, Apple River, IL worth?

The TopHap Estimate for 8a195 Independence Dr, Apple River, IL is $482,087 as of Jul 14, 2026. The likely range is $451,340 to $512,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8a195 Independence Dr, Apple River, IL last sell?

8a195 Independence Dr, Apple River, IL last sold on May 23, 2023 for $450,000, according to the county's recorded deed.

How big is 8a195 Independence Dr, Apple River, IL?

8a195 Independence Dr, Apple River, IL has 1,088 square feet of living space and a 0.70-acre lot.

When was 8a195 Independence Dr, Apple River, IL built?

8a195 Independence Dr, Apple River, IL was built in 1983, making it 43 years old.

What schools serve 8a195 Independence Dr, Apple River, IL?

8a195 Independence Dr, Apple River, IL is assigned to Warren Elementary School (elementary), rated A-; Warren Jr/Sr High School (middle), rated B+. All sit in Warren Community Unit School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8a195 Independence Dr, Apple River, IL compare to other homes in Apple River 61001?

Among the 1,222 homes in Apple River 61001, it is worth more than 87% of them ($482,087 against a typical $314,610), its price per square foot is higher than 94% of them ($443 against a typical $239), it is bigger than 19% of them (1,088 ft² against a typical 1,450 ft²), its lot is bigger than 69% of them (0.7 ac against a typical 0.49 ac) and it is newer than 44% of them (1983 against a typical 1988). Measured against all of Jo Daviess County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8a195 Independence Dr, Apple River, IL?

The 2025 property tax bill for 8a195 Independence Dr, Apple River, IL was $8,584. The county assessed it at $139,443.

More homes on 8a195 Independence Dr

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Assigned schools

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