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Residential (General/Single)Residential
$234,300$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

902 SPEAR DR

NORMAL, IL 61761
3
Beds
1.5
Baths
1,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$234K
$208K low$260K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,300
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,440
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
COASTAL COMMUNITY BANK · recorded Feb 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,274 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,439 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,219
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,953
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,317

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMCLEAN
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chiddix Junior High SchoolB
Middle · Grades 6–8 · 0.3 mi
E
Colene Hoose Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
H
Normal Community West High SchoolB
High · Grades 9–12 · 2.8 mi

District: McLean County Unit School District 5

Neighborhood · ZIP 61761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,572 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

902 Spear Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in McLean County
  • Has a bigger lot than 76% of homes in Normal 61761
  • Older than 72% of homes in Normal 61761

What homes are worth in Normal 61761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$514K

This home is worth more than 41% of homes in Normal 61761.

How it measures up in Normal 61761

The dot is this home. The mark in the middle is the typical home in Normal 61761.

Estimated value$234,300
CheaperTypical $251,737Pricier

Pricier than 41% of homes nearby

Price per ft²$179
CheaperTypical $164Pricier

Pricier than 65% of homes nearby

Living area1,308 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.25 ac
SmallerTypical 0.2 acBigger

Bigger than 76% of homes nearby

Year built1966
OlderTypical 1979Newer

Newer than 28% of homes nearby

How 902 Spear Dr ranks against every home in each area.
MeasureThis homeNormal 61761McLean County
Estimated valuepricier than$234,30041% of homes46% of homes
Price per ft²pricier than$17965% of homes67% of homes
Living areabigger than1,308 ft²38% of homes39% of homes
Lot sizebigger than0.25 ac76% of homes58% of homes
Year builtnewer than196628% of homes37% of homes

About 902 Spear Dr

How much is 902 Spear Dr, Normal, IL worth?

The TopHap Estimate for 902 Spear Dr, Normal, IL is $234,300 as of Jul 14, 2026. The likely range is $208,433 to $260,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 902 Spear Dr, Normal, IL last sell?

902 Spear Dr, Normal, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 902 Spear Dr, Normal, IL?

902 Spear Dr, Normal, IL has 3 bedrooms, 1.5 bathrooms, 1,308 square feet of living space and a 0.25-acre lot.

When was 902 Spear Dr, Normal, IL built?

902 Spear Dr, Normal, IL was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 902 Spear Dr, Normal, IL?

902 Spear Dr, Normal, IL is assigned to Chiddix Junior High School (middle), rated B; Colene Hoose Elementary School (elementary), rated C; Normal Community West High School (high), rated B. All sit in McLean County Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 902 Spear Dr, Normal, IL compare to other homes in Normal 61761?

Among the 12,955 homes in Normal 61761, it is worth more than 41% of them ($234,300 against a typical $251,737), its price per square foot is higher than 65% of them ($179 against a typical $164), it is bigger than 38% of them (1,308 ft² against a typical 1,498 ft²), its lot is bigger than 76% of them (0.25 ac against a typical 0.2 ac) and it is newer than 28% of them (1966 against a typical 1979). Measured against all of McLean County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 902 Spear Dr, Normal, IL?

The 2024 property tax bill for 902 Spear Dr, Normal, IL was $5,274. The county assessed it at $77,439.

Closest homes

More homes in Normal 61761

Assigned schools

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