Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$413,651$345 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

9020 FM 86

LOCKHART, TX 78644
1
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$414K
$369K low$459K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,602 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$365,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$444,530

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Georgian
CountyCALDWELL
Lot (acres)The size of the land the home sits on, from county records.8.71
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 360 ft²Patio · 272 ft²Porch · 400 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD
High · Grades 9–12 · 8.2 mi
E
Navarro Elementary SchoolD
Elementary · Grades KG–5 · 8.4 mi
M
Lockhart Junior High SchoolD+
Middle · Grades 6–8 · 9.4 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9020 Fm 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Lockhart 78644
  • Costs more per square foot than 91% of homes in Lockhart 78644
  • Smaller than 73% of homes in Lockhart 78644
  • Has a bigger lot than 89% of homes in Lockhart 78644
  • Newer than 69% of homes in Caldwell County

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$928K

This home is worth more than 82% of homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$413,651
CheaperTypical $276,381Pricier

Pricier than 82% of homes nearby

Price per ft²$345
CheaperTypical $181Pricier

Pricier than 91% of homes nearby

Living area1,200 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 27% of homes nearby

Lot size8.71 ac
SmallerTypical 0.27 acBigger

Bigger than 89% of homes nearby

Year built2009
OlderTypical 1999Newer

Newer than 66% of homes nearby

How 9020 Fm 86 ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$413,65182% of homes79% of homes
Price per ft²pricier than$34591% of homes87% of homes
Living areabigger than1,200 ft²27% of homes31% of homes
Lot sizebigger than8.71 ac89% of homes84% of homes
Year builtnewer than200966% of homes69% of homes

About 9020 Fm 86

How much is 9020 Fm 86, Lockhart, TX worth?

The TopHap Estimate for 9020 Fm 86, Lockhart, TX is $413,651 as of Sep 24, 2026. The likely range is $368,651 to $458,651. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9020 Fm 86, Lockhart, TX last sell?

9020 Fm 86, Lockhart, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 9020 Fm 86, Lockhart, TX?

9020 Fm 86, Lockhart, TX has 1 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 8.71-acre lot.

When was 9020 Fm 86, Lockhart, TX built?

9020 Fm 86, Lockhart, TX was built in 2009, making it 17 years old. It is a georgian home. The building has 1 story.

What schools serve 9020 Fm 86, Lockhart, TX?

9020 Fm 86, Lockhart, TX is assigned to Lockhart High School (high), rated D; Navarro Elementary School (elementary), rated D; Lockhart Junior High School (middle), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9020 Fm 86, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,241 homes in Lockhart 78644, it is worth more than 82% of them ($413,651 against a typical $276,381), its price per square foot is higher than 91% of them ($345 against a typical $181), it is bigger than 27% of them (1,200 ft² against a typical 1,524 ft²), its lot is bigger than 89% of them (8.71 ac against a typical 0.27 ac) and it is newer than 66% of them (2009 against a typical 1999). Measured against all of Caldwell County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9020 Fm 86, Lockhart, TX?

The 2026 property tax bill for 9020 Fm 86, Lockhart, TX was $4,602. The county assessed it at $304,900.

More homes on Fm 86

Closest homes

More homes in Lockhart 78644

Assigned schools

Explore the area

See this home in context

Open 9020 Fm 86 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map