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Single Family ResidenceResidential
$55,686$37 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

904 OWENS RD

ROCKHOLDS, KY 40759
3
Beds
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$56K
$47K low$64K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhitley
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitley County North Elementary SchoolB
Elementary · Grades PK–6 · 8.8 mi
H
Whitley County High SchoolA-
High · Grades 9–12 · 9.4 mi
M
Whitley County Middle SchoolA
Middle · Grades 7–8 · 9.6 mi

District: Whitley County School District

Neighborhood · ZIP 40759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,913
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

904 Owens Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Whitley County
  • Costs less per square foot than 97% of homes in Whitley County
  • Bigger than 73% of homes in Rockholds 40759
  • Has a smaller lot than 93% of homes in Rockholds 40759

What homes are worth in Rockholds 40759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$290K

This home is worth more than 32% of homes in Rockholds 40759.

How it measures up in Rockholds 40759

The dot is this home. The mark in the middle is the typical home in Rockholds 40759.

Estimated value$55,686
CheaperTypical $76,623Pricier

Pricier than 32% of homes nearby

Price per ft²$37
CheaperTypical $76Pricier

Pricier than 5% of homes nearby

Living area1,512 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.38 ac
SmallerTypical 2.5 acBigger

Bigger than 7% of homes nearby

Year built1997
OlderTypical 1994Newer

Newer than 64% of homes nearby

How 904 Owens Rd ranks against every home in each area.
MeasureThis homeRockholds 40759Whitley County
Estimated valuepricier than$55,68632% of homes24% of homes
Price per ft²pricier than$375% of homes3% of homes
Living areabigger than1,512 ft²73% of homes67% of homes
Lot sizebigger than0.38 ac7% of homes15% of homes
Year builtnewer than199764% of homes60% of homes

About 904 Owens Rd

How much is 904 Owens Rd, Rockholds, KY worth?

The TopHap Estimate for 904 Owens Rd, Rockholds, KY is $55,686 as of Aug 30, 2026. The likely range is $47,333 to $64,039. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 904 Owens Rd, Rockholds, KY last sell?

904 Owens Rd, Rockholds, KY last sold on Aug 15, 1974, according to the county's recorded deed.

How big is 904 Owens Rd, Rockholds, KY?

904 Owens Rd, Rockholds, KY has 3 bedrooms, 2 bathrooms, 1,512 square feet of living space and a 0.38-acre lot.

When was 904 Owens Rd, Rockholds, KY built?

904 Owens Rd, Rockholds, KY was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 904 Owens Rd, Rockholds, KY?

904 Owens Rd, Rockholds, KY is assigned to Whitley County North Elementary School (elementary), rated B; Whitley County High School (high), rated A-; Whitley County Middle School (middle), rated A. All sit in Whitley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 904 Owens Rd, Rockholds, KY compare to other homes in Rockholds 40759?

Among the 1,670 homes in Rockholds 40759, it is worth more than 32% of them ($55,686 against a typical $76,623), its price per square foot is higher than 5% of them ($37 against a typical $76), it is bigger than 73% of them (1,512 ft² against a typical 1,196 ft²), its lot is bigger than 7% of them (0.38 ac against a typical 2.5 ac) and it is newer than 64% of them (1997 against a typical 1994). Measured against all of Whitley County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Owens Rd

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