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Single Family ResidenceResidential
$98,137$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

904 W ROSE RD

ASHLAND, KY 41102
3
Beds
1
Baths
1,702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$98K
$66K low$130K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,091
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,073
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,046
COMMUNITY TRUST BANK INC · recorded Jan 9, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$50 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 1.5 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 2.0 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 5.8 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

904 W Rose Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Ashland 41102
  • Costs less per square foot than 97% of homes in Ashland 41102
  • Bigger than 70% of homes in Boyd County
  • Has a smaller lot than 98% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$407K

This home is worth more than 31% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$98,137
CheaperTypical $128,606Pricier

Pricier than 31% of homes nearby

Price per ft²$58
CheaperTypical $99Pricier

Pricier than 3% of homes nearby

Living area1,702 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 69% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.45 acBigger

Bigger than 2% of homes nearby

How 904 W Rose Rd ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$98,13731% of homes41% of homes
Price per ft²pricier than$583% of homes12% of homes
Living areabigger than1,702 ft²69% of homes70% of homes
Lot sizebigger than2,178 ft²2% of homes3% of homes

About 904 W Rose Rd

How much is 904 W Rose Rd, Ashland, KY worth?

The TopHap Estimate for 904 W Rose Rd, Ashland, KY is $98,137 as of Jul 14, 2026. The likely range is $66,024 to $130,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 904 W Rose Rd, Ashland, KY?

904 W Rose Rd, Ashland, KY has 3 bedrooms, 1 bathrooms, 1,702 square feet of living space and a 0.05-acre lot.

What schools serve 904 W Rose Rd, Ashland, KY?

904 W Rose Rd, Ashland, KY is assigned to Summit Elementary School (elementary), rated C; Boyd County Middle School (middle), rated C+; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 904 W Rose Rd, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 31% of them ($98,137 against a typical $128,606), its price per square foot is higher than 3% of them ($58 against a typical $99), it is bigger than 69% of them (1,702 ft² against a typical 1,376 ft²) and its lot is bigger than 2% of them (2,178 ft² against a typical 0.45 ac). Measured against all of Boyd County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 904 W Rose Rd, Ashland, KY?

The 2025 property tax bill for 904 W Rose Rd, Ashland, KY was $50. The county assessed it at $40,000.

Closest homes

More homes in Ashland 41102

Assigned schools

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