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Rural ResidenceResidential
$738,485$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $596,350 on Mar 21, 2019

909 STATE ROUTE 48

RUSSIA, OH 45363
3
Beds
2
Baths
2,351 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$738K
$567K low$910K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$596,350 · Mar 21, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$158,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$580,000
OSGOOD STATE BANK · recorded Mar 21, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,570 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.4
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 399 ft²Porch · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardin Houston Elementary SchoolA
Elementary · Grades KG–6 · 2.8 mi
M
Houston High SchoolA-
Middle · Grades 7–12 · 2.8 mi

District: Hardin-Houston Local School District

Neighborhood · ZIP 45363These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.132
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,901
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,946
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,824
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

909 State Route 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Shelby County
  • Costs more per square foot than 98% of homes in Shelby County
  • Bigger than 78% of homes in Shelby County
  • Has a bigger lot than 89% of homes in Shelby County

What homes are worth in Russia 45363

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$988K

This home is worth more than 93% of homes in Russia 45363.

How it measures up in Russia 45363

The dot is this home. The mark in the middle is the typical home in Russia 45363.

Estimated value$738,485
CheaperTypical $336,875Pricier

Pricier than 93% of homes nearby

Price per ft²$314
CheaperTypical $171Pricier

Pricier than 96% of homes nearby

Living area2,351 ft²
SmallerTypical 2,050 ft²Bigger

Bigger than 64% of homes nearby

Lot size5 ac
SmallerTypical 1.09 acBigger

Bigger than 80% of homes nearby

Year built1978
OlderTypical 1975Newer

Newer than 55% of homes nearby

How 909 State Route 48 ranks against every home in each area.
MeasureThis homeRussia 45363Shelby County
Estimated valuepricier than$738,48593% of homes98% of homes
Price per ft²pricier than$31496% of homes98% of homes
Living areabigger than2,351 ft²64% of homes78% of homes
Lot sizebigger than5 ac80% of homes89% of homes
Year builtnewer than197855% of homes62% of homes

About 909 State Route 48

How much is 909 State Route 48, Russia, OH worth?

The TopHap Estimate for 909 State Route 48, Russia, OH is $738,485 as of Jul 14, 2026. The likely range is $566,609 to $910,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 909 State Route 48, Russia, OH last sell?

909 State Route 48, Russia, OH last sold on Mar 21, 2019 for $596,350, according to the county's recorded deed.

How big is 909 State Route 48, Russia, OH?

909 State Route 48, Russia, OH has 3 bedrooms, 2 bathrooms, 2,351 square feet of living space and a 5.00-acre lot.

When was 909 State Route 48, Russia, OH built?

909 State Route 48, Russia, OH was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 909 State Route 48, Russia, OH?

909 State Route 48, Russia, OH is assigned to Hardin Houston Elementary School (elementary), rated A; Houston High School (middle), rated A-. All sit in Hardin-Houston Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 909 State Route 48, Russia, OH compare to other homes in Russia 45363?

Among the 662 homes in Russia 45363, it is worth more than 93% of them ($738,485 against a typical $336,875), its price per square foot is higher than 96% of them ($314 against a typical $171), it is bigger than 64% of them (2,351 ft² against a typical 2,050 ft²), its lot is bigger than 80% of them (5 ac against a typical 1.09 ac) and it is newer than 55% of them (1978 against a typical 1975). Measured against all of Shelby County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 909 State Route 48, Russia, OH?

The 2025 property tax bill for 909 State Route 48, Russia, OH was $3,251. The county assessed it at $96,570.

More homes on State Route 48

Closest homes

More homes in Russia 45363

Assigned schools

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