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Single Family ResidenceResidential
$432,109$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

91 RIVER ST

PALMER, MA 01069
4
Beds
2.5
Baths
1,968 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$432K
$398K low$466K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,109
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,087
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,000
MONSON SAVINGS BANK · recorded May 9, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
MONSON SAVINGS BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,456 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$370,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,030

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.1.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.0 mi
E
Old Mill PondD+
Elementary · Grades PK–6 · 1.1 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

91 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Palmer 01069
  • Costs less per square foot than 70% of homes in Palmer 01069
  • Bigger than 74% of homes in Palmer 01069
  • Has a bigger lot than 87% of homes in Hampden County
  • Newer than 92% of homes in Hampden County

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$631K

This home is worth more than 78% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$432,109
CheaperTypical $349,051Pricier

Pricier than 78% of homes nearby

Price per ft²$220
CheaperTypical $247Pricier

Pricier than 30% of homes nearby

Living area1,968 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 74% of homes nearby

Lot size1.36 ac
SmallerTypical 0.65 acBigger

Bigger than 76% of homes nearby

Year built2000
OlderTypical 1962Newer

Newer than 90% of homes nearby

How 91 River St ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$432,10978% of homes75% of homes
Price per ft²pricier than$22030% of homes31% of homes
Living areabigger than1,968 ft²74% of homes70% of homes
Lot sizebigger than1.36 ac76% of homes87% of homes
Year builtnewer than200090% of homes92% of homes

About 91 River St

How much is 91 River St, Palmer, MA worth?

The TopHap Estimate for 91 River St, Palmer, MA is $432,109 as of Jul 14, 2026. The likely range is $397,961 to $466,257. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 91 River St, Palmer, MA last sell?

91 River St, Palmer, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 91 River St, Palmer, MA?

91 River St, Palmer, MA has 4 bedrooms, 2.5 bathrooms, 1,968 square feet of living space and a 1.36-acre lot.

When was 91 River St, Palmer, MA built?

91 River St, Palmer, MA was built in 2000, making it 26 years old. It is a colonial home. The building has 2 stories.

What schools serve 91 River St, Palmer, MA?

91 River St, Palmer, MA is assigned to Palmer High School (middle), rated C+; Old Mill Pond (elementary), rated D+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 91 River St, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,193 homes in Palmer 01069, it is worth more than 78% of them ($432,109 against a typical $349,051), its price per square foot is higher than 30% of them ($220 against a typical $247), it is bigger than 74% of them (1,968 ft² against a typical 1,474 ft²), its lot is bigger than 76% of them (1.36 ac against a typical 0.65 ac) and it is newer than 90% of them (2000 against a typical 1962). Measured against all of Hampden County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 91 River St, Palmer, MA?

The 2025 property tax bill for 91 River St, Palmer, MA was $7,456. The county assessed it at $407,900.

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