Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$347,268$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

95 RIVER ST

PALMER, MA 01069
3
Beds
1.5
Baths
2,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$347K
$328K low$367K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,468
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,574
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$202,800
COUNTRY BANK · R · recorded Dec 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,012 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,560

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.4.47
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.0 mi
E
Old Mill PondD+
Elementary · Grades PK–6 · 1.1 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 95% of homes in Palmer 01069
  • Bigger than 83% of homes in Palmer 01069
  • Has a bigger lot than 94% of homes in Hampden County

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$631K

This home is worth more than 49% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$347,268
CheaperTypical $349,051Pricier

Pricier than 49% of homes nearby

Price per ft²$158
CheaperTypical $247Pricier

Pricier than 5% of homes nearby

Living area2,204 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 83% of homes nearby

Lot size4.47 ac
SmallerTypical 0.65 acBigger

Bigger than 91% of homes nearby

Year built1950
OlderTypical 1962Newer

Newer than 37% of homes nearby

How 95 River St ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$347,26849% of homes53% of homes
Price per ft²pricier than$1585% of homes6% of homes
Living areabigger than2,204 ft²83% of homes78% of homes
Lot sizebigger than4.47 ac91% of homes94% of homes
Year builtnewer than195037% of homes39% of homes

About 95 River St

How much is 95 River St, Palmer, MA worth?

The TopHap Estimate for 95 River St, Palmer, MA is $347,268 as of Jul 14, 2026. The likely range is $327,956 to $366,580. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 River St, Palmer, MA last sell?

95 River St, Palmer, MA last sold on Nov 1, 2017, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 95 River St, Palmer, MA?

95 River St, Palmer, MA has 3 bedrooms, 1.5 bathrooms, 2,204 square feet of living space and a 4.47-acre lot.

When was 95 River St, Palmer, MA built?

95 River St, Palmer, MA was built in 1950, making it 76 years old. It is a colonial home. The building has 2 stories.

What schools serve 95 River St, Palmer, MA?

95 River St, Palmer, MA is assigned to Palmer High School (middle), rated C+; Old Mill Pond (elementary), rated D+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 River St, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,193 homes in Palmer 01069, it is worth more than 49% of them ($347,268 against a typical $349,051), its price per square foot is higher than 5% of them ($158 against a typical $247), it is bigger than 83% of them (2,204 ft² against a typical 1,474 ft²), its lot is bigger than 91% of them (4.47 ac against a typical 0.65 ac) and it is newer than 37% of them (1950 against a typical 1962). Measured against all of Hampden County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 River St, Palmer, MA?

The 2025 property tax bill for 95 River St, Palmer, MA was $5,012. The county assessed it at $274,200.

More homes on River St

Closest homes

More homes in Palmer 01069

Assigned schools

Explore the area

See this home in context

Open 95 River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map