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Single Family ResidenceResidential
$1,200,975$550 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

92 RIDGES LOOP

CULLOWHEE, NC 28723
3
Beds
4 / 1
Baths
2,185 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$855K low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$788,477
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$630,782
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$412,498
ROCKET MORTGAGE LLC · recorded Nov 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,768 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$991,528 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$891,528
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$554,310

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Patio · 387 ft²Porch · 456 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Early CollegeC-
Middle · Grades 7–12 · 2.2 mi
E
Blue Ridge SchoolC+
Elementary · Grades PK–6 · 2.2 mi

District: Jackson County Schools

Neighborhood · ZIP 28723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,636
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

92 Ridges Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Cullowhee 28723
  • Costs more per square foot than 84% of homes in Jackson County
  • Bigger than 73% of homes in Jackson County
  • Has a smaller lot than 93% of homes in Cullowhee 28723
  • Newer than 91% of homes in Cullowhee 28723

What homes are worth in Cullowhee 28723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$3.3M

This home is worth more than 86% of homes in Cullowhee 28723.

How it measures up in Cullowhee 28723

The dot is this home. The mark in the middle is the typical home in Cullowhee 28723.

Estimated value$1,200,975
CheaperTypical $424,575Pricier

Pricier than 86% of homes nearby

Price per ft²$550
CheaperTypical $277Pricier

Pricier than 83% of homes nearby

Living area2,185 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.39 ac
SmallerTypical 1 acBigger

Bigger than 7% of homes nearby

Year built2006
OlderTypical 1984Newer

Newer than 91% of homes nearby

How 92 Ridges Loop ranks against every home in each area.
MeasureThis homeCullowhee 28723Jackson County
Estimated valuepricier than$1,200,97586% of homes85% of homes
Price per ft²pricier than$55083% of homes84% of homes
Living areabigger than2,185 ft²70% of homes73% of homes
Lot sizebigger than0.39 ac7% of homes12% of homes
Year builtnewer than200691% of homes90% of homes

About 92 Ridges Loop

How much is 92 Ridges Loop, Cullowhee, NC worth?

The TopHap Estimate for 92 Ridges Loop, Cullowhee, NC is $1,200,975 as of Jul 14, 2026. The likely range is $854,986 to $1,546,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 92 Ridges Loop, Cullowhee, NC last sell?

92 Ridges Loop, Cullowhee, NC last sold on Jul 29, 2009, according to the county's recorded deed.

How big is 92 Ridges Loop, Cullowhee, NC?

92 Ridges Loop, Cullowhee, NC has 3 bedrooms, 4 bathrooms, 2,185 square feet of living space and a 0.39-acre lot.

When was 92 Ridges Loop, Cullowhee, NC built?

92 Ridges Loop, Cullowhee, NC was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 92 Ridges Loop, Cullowhee, NC?

92 Ridges Loop, Cullowhee, NC is assigned to Blue Ridge Early College (middle), rated C-; Blue Ridge School (elementary), rated C+. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 92 Ridges Loop, Cullowhee, NC compare to other homes in Cullowhee 28723?

Among the 2,927 homes in Cullowhee 28723, it is worth more than 86% of them ($1,200,975 against a typical $424,575), its price per square foot is higher than 83% of them ($550 against a typical $277), it is bigger than 70% of them (2,185 ft² against a typical 1,624 ft²), its lot is bigger than 7% of them (0.39 ac against a typical 1 ac) and it is newer than 91% of them (2006 against a typical 1984). Measured against all of Jackson County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 92 Ridges Loop, Cullowhee, NC?

The 2025 property tax bill for 92 Ridges Loop, Cullowhee, NC was $3,768. The county assessed it at $991,528.

Closest homes

More homes in Cullowhee 28723

Assigned schools

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