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Single Family ResidenceResidential
$561,442$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9405 RUFF RD

WEST SALEM, OH 44287
3
Beds
2.5
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.87 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$561K
$492K low$631K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,697
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$514,745
ROCKET MORTGAGE LLC · recorded Nov 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,130
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$432,420

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2016
Lot (acres)The size of the land the home sits on, from county records.3.87
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 187 ft²Porch · 420 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northwestern Middle SchoolC+
Middle · Grades 6–8 · 4.3 mi
H
Northwestern High SchoolC+
High · Grades 9–12 · 4.4 mi
E
Northwestern Elementary SchoolA-
Elementary · Grades PK–5 · 4.4 mi

District: Northwestern Local School District

Neighborhood · ZIP 44287These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.135
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,383
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9405 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in West Salem 44287
  • Costs more per square foot than 97% of homes in West Salem 44287
  • Bigger than 84% of homes in West Salem 44287
  • Has a bigger lot than 87% of homes in Wayne County
  • Newer than 92% of homes in Wayne County

What homes are worth in West Salem 44287

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$505K

This home is worth more than almost all homes in West Salem 44287.

How it measures up in West Salem 44287

The dot is this home. The mark in the middle is the typical home in West Salem 44287.

Estimated value$561,442
CheaperTypical $203,188Pricier

Pricier than almost all homes nearby

Price per ft²$271
CheaperTypical $142Pricier

Pricier than 97% of homes nearby

Living area2,072 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 84% of homes nearby

Lot size3.87 ac
SmallerTypical 1 acBigger

Bigger than 79% of homes nearby

Year built2006
OlderTypical 1985Newer

Newer than 91% of homes nearby

How 9405 Ruff Rd ranks against every home in each area.
MeasureThis homeWest Salem 44287Wayne County
Estimated valuepricier than$561,442almost all homes97% of homes
Price per ft²pricier than$27197% of homes95% of homes
Living areabigger than2,072 ft²84% of homes77% of homes
Lot sizebigger than3.87 ac79% of homes87% of homes
Year builtnewer than200691% of homes92% of homes

About 9405 Ruff Rd

How much is 9405 Ruff Rd, West Salem, OH worth?

The TopHap Estimate for 9405 Ruff Rd, West Salem, OH is $561,442 as of Jul 14, 2026. The likely range is $491,675 to $631,209. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9405 Ruff Rd, West Salem, OH last sell?

9405 Ruff Rd, West Salem, OH last sold on Jul 8, 2022, according to the county's recorded deed.

How big is 9405 Ruff Rd, West Salem, OH?

9405 Ruff Rd, West Salem, OH has 3 bedrooms, 2.5 bathrooms, 2,072 square feet of living space and a 3.87-acre lot.

When was 9405 Ruff Rd, West Salem, OH built?

9405 Ruff Rd, West Salem, OH was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 9405 Ruff Rd, West Salem, OH?

9405 Ruff Rd, West Salem, OH is assigned to Northwestern Middle School (middle), rated C+; Northwestern High School (high), rated C+; Northwestern Elementary School (elementary), rated A-. All sit in Northwestern Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9405 Ruff Rd, West Salem, OH compare to other homes in West Salem 44287?

Among the 2,959 homes in West Salem 44287, it is worth more than almost all of them ($561,442 against a typical $203,188), its price per square foot is higher than 97% of them ($271 against a typical $142), it is bigger than 84% of them (2,072 ft² against a typical 1,456 ft²), its lot is bigger than 79% of them (3.87 ac against a typical 1 ac) and it is newer than 91% of them (2006 against a typical 1985). Measured against all of Wayne County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9405 Ruff Rd, West Salem, OH?

The 2025 property tax bill for 9405 Ruff Rd, West Salem, OH was $4,753. The county assessed it at $151,350.

Closest homes

More homes in West Salem 44287

Assigned schools

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