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Single Family ResidenceResidential
$215,277$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,800 on Feb 7, 2005

9485 NEFF RD

CLIO, MI 48420
4
Beds
2.5
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$215K
$199K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,800 · Feb 7, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,777
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,000
J P MORGAN CHASE BANK · recorded Jun 23, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,500
CITIZENS FEDERAL BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,388 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pinehurst Early Elementary School
Elementary · Grades KG–1 · 1.6 mi
H
Elisabeth Ann Johnson High SchoolD
High · Grades 9–12 · 1.8 mi
M
Mt. Morris Middle SchoolD
Middle · Grades 6–8 · 2.2 mi

District: Mount Morris Consolidated School District

Neighborhood · ZIP 48420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,000
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,192
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9485 Neff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Clio 48420
  • Bigger than 93% of homes in Clio 48420
  • Has a bigger lot than 88% of homes in Genesee County
  • Newer than 72% of homes in Genesee County

What homes are worth in Clio 48420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$455K

This home is worth more than 60% of homes in Clio 48420.

How it measures up in Clio 48420

The dot is this home. The mark in the middle is the typical home in Clio 48420.

Estimated value$215,277
CheaperTypical $199,027Pricier

Pricier than 60% of homes nearby

Price per ft²$94
CheaperTypical $142Pricier

Pricier than 9% of homes nearby

Living area2,280 ft²
SmallerTypical 1,411 ft²Bigger

Bigger than 93% of homes nearby

Lot size2 ac
SmallerTypical 0.86 acBigger

Bigger than 72% of homes nearby

Year built1978
OlderTypical 1970Newer

Newer than 70% of homes nearby

How 9485 Neff Rd ranks against every home in each area.
MeasureThis homeClio 48420Genesee County
Estimated valuepricier than$215,27760% of homes61% of homes
Price per ft²pricier than$949% of homes32% of homes
Living areabigger than2,280 ft²93% of homes91% of homes
Lot sizebigger than2 ac72% of homes88% of homes
Year builtnewer than197870% of homes72% of homes

About 9485 Neff Rd

How much is 9485 Neff Rd, Clio, MI worth?

The TopHap Estimate for 9485 Neff Rd, Clio, MI is $215,277 as of Jul 14, 2026. The likely range is $199,064 to $231,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9485 Neff Rd, Clio, MI last sell?

9485 Neff Rd, Clio, MI last sold on Feb 7, 2005 for $6,800, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9485 Neff Rd, Clio, MI?

9485 Neff Rd, Clio, MI has 4 bedrooms, 2.5 bathrooms, 2,280 square feet of living space and a 2.00-acre lot.

When was 9485 Neff Rd, Clio, MI built?

9485 Neff Rd, Clio, MI was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 9485 Neff Rd, Clio, MI?

9485 Neff Rd, Clio, MI is assigned to Pinehurst Early Elementary School (elementary); Elisabeth Ann Johnson High School (high), rated D; Mt. Morris Middle School (middle), rated D. All sit in Mount Morris Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9485 Neff Rd, Clio, MI compare to other homes in Clio 48420?

Among the 8,151 homes in Clio 48420, it is worth more than 60% of them ($215,277 against a typical $199,027), its price per square foot is higher than 9% of them ($94 against a typical $142), it is bigger than 93% of them (2,280 ft² against a typical 1,411 ft²), its lot is bigger than 72% of them (2 ac against a typical 0.86 ac) and it is newer than 70% of them (1978 against a typical 1970). Measured against all of Genesee County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9485 Neff Rd, Clio, MI?

The 2025 property tax bill for 9485 Neff Rd, Clio, MI was $1,388. The county assessed it at $132,400.

Closest homes

More homes in Clio 48420

Assigned schools

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