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Single Family ResidenceResidential
$154,383$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

949 RIVER ROAD DR

WATERLOO, NE 68069
2
Beds
1
Baths
1,219 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$154K
$131K low$178K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,383
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,506

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$410 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,258 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.7.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas County West Elementary SchoolB+
Elementary · Grades PK–5 · 4.6 mi
H
Douglas County West High SchoolA
High · Grades 9–12 · 4.6 mi
M
Douglas County West Middle SchoolC
Middle · Grades 6–8 · 4.6 mi

District: Douglas County West Community Schools

Neighborhood · ZIP 68069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,358
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

949 River Road Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Waterloo 68069
  • Costs less per square foot than 97% of homes in Waterloo 68069
  • Smaller than 77% of homes in Waterloo 68069
  • Among the largest lots in Douglas County
  • Older than 84% of homes in Waterloo 68069

What homes are worth in Waterloo 68069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$2.2M

This home is worth more than 5% of homes in Waterloo 68069.

How it measures up in Waterloo 68069

The dot is this home. The mark in the middle is the typical home in Waterloo 68069.

Estimated value$154,383
CheaperTypical $484,699Pricier

Pricier than 5% of homes nearby

Price per ft²$127
CheaperTypical $269Pricier

Pricier than 3% of homes nearby

Living area1,219 ft²
SmallerTypical 1,847 ft²Bigger

Bigger than 23% of homes nearby

Lot size7.39 ac
SmallerTypical 0.41 acBigger

Bigger than 91% of homes nearby

Year built1940
OlderTypical 1980Newer

Newer than 16% of homes nearby

How 949 River Road Dr ranks against every home in each area.
MeasureThis homeWaterloo 68069Douglas County
Estimated valuepricier than$154,3835% of homes10% of homes
Price per ft²pricier than$1273% of homes8% of homes
Living areabigger than1,219 ft²23% of homes32% of homes
Lot sizebigger than7.39 ac91% of homesalmost all homes
Year builtnewer than194016% of homes20% of homes

About 949 River Road Dr

How much is 949 River Road Dr, Waterloo, NE worth?

The TopHap Estimate for 949 River Road Dr, Waterloo, NE is $154,383 as of Jul 14, 2026. The likely range is $130,586 to $178,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 949 River Road Dr, Waterloo, NE?

949 River Road Dr, Waterloo, NE has 2 bedrooms, 1 bathrooms, 1,219 square feet of living space and a 7.39-acre lot.

When was 949 River Road Dr, Waterloo, NE built?

949 River Road Dr, Waterloo, NE was built in 1940, making it 86 years old. It is a ranch home. The building has 1 story.

What schools serve 949 River Road Dr, Waterloo, NE?

949 River Road Dr, Waterloo, NE is assigned to Douglas County West Elementary School (elementary), rated B+; Douglas County West High School (high), rated A; Douglas County West Middle School (middle), rated C. All sit in Douglas County West Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 949 River Road Dr, Waterloo, NE compare to other homes in Waterloo 68069?

Among the 1,415 homes in Waterloo 68069, it is worth more than 5% of them ($154,383 against a typical $484,699), its price per square foot is higher than 3% of them ($127 against a typical $269), it is bigger than 23% of them (1,219 ft² against a typical 1,847 ft²), its lot is bigger than 91% of them (7.39 ac against a typical 0.41 ac) and it is newer than 16% of them (1940 against a typical 1980). Measured against all of Douglas County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 949 River Road Dr, Waterloo, NE?

The 2024 property tax bill for 949 River Road Dr, Waterloo, NE was $410. The county assessed it at $30,258.

Closest homes

More homes in Waterloo 68069

Assigned schools

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